FMFP (First Community Financial) Interest Expense: $-11.85 Mil (TTM As of Dec. 2025)


FMFP First Community Financial Corp FMFP
62 GF Score
Price $14.14
GF Value $16.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Community Financial Interest Expense?

First Community Financial FMFP -1.19% 62 Interest Expense is $-11.85 Mil as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 62/100 and a GF Value™ of $16.38 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. First Community Financial's interest expense for the six months ended in Dec. 2025 was $ -11.85 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-11.85 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. First Community Financial's Operating Income for the six months ended in Dec. 2025 was $ Mil. First Community Financial's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First Community Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for First Community Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Interest Expense Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.02 -3.31 -11.34 -14.17 -11.85

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.02 -3.31 -11.34 -14.17 -11.85
FMFP
62GF Score
First Community Financial Corp FMFP
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Community Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-11.85 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-11.85 Mil mean?
First Community Financial (FMFP) has a Interest Expense of $-11.85 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Community Financial and its competitors.
Is First Community Financial's Interest Expense too high?
First Community Financial's current Interest Expense is $-11.85 Mil. Overall, First Community Financial has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's Interest Expense compare to ANDC and EXCH?
First Community Financial's Interest Expense of $-11.85 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Community Financial and its competitors. First Community Financial's current Interest Expense is $-11.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.38, compared to a current price of $14.14 — trading 13.7% below its estimated fair value. The current Interest Expense is $-11.85 Mil. First Community Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For First Community Financial (FMFP), the current Interest Expense is $-11.85 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.14 is trading 13.7% below its estimated GF Value™ of $16.38. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Interest Expense: $-11.85 Mil
  • GF Value™: $16.38 vs. price of $14.14 (13.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
62GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$16.38
GF Value