FMFP (First Community Financial) Shareholder Yield % : 26.48% (As of Dec. 2025) — 122% Above Median


FMFP First Community Financial Corp FMFP
62 GF Score
Price $14.14
GF Value $16.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Community Financial Shareholder Yield %?

First Community Financial FMFP -1.19% 62 Shareholder Yield % is 26.48% as of Dec. 2025, which is 122% above its 10-year median of 11.95. GuruFocus rates FMFP with a GF Score™ of 62/100 and a GF Value™ of $16.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, First Community Financial ranks better than 91.28% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, First Community Financial's Shareholder Yield % was 26.48%.


First Community Financial  (OTCPK:FMFP) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


First Community Financial Shareholder Yield % Related Terms


First Community Financial Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for First Community Financial's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Shareholder Yield % Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.19 -53.31 34.59 45.35 24.16

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.19 -53.31 34.59 45.35 24.16

FMFP vs TMAK, MBBC, CYSM: Shareholder Yield % Comparison

For the Banks - Regional subindustry, First Community Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Community Financial Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Community Financial's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where First Community Financial's Shareholder Yield % falls into.


FMFP
62GF Score
First Community Financial Corp FMFP
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Community Financial Shareholder Yield % Calculation

First Community Financial's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.60 %+0 %+23.56 %
=24.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 26.48% mean?
First Community Financial (FMFP) has a Shareholder Yield % of 26.48% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Community Financial and its competitors. This is 122% above median its historical median of 11.95. According to the industry distribution chart, First Community Financial ranks #131 out of 1503 companies in the Banks industry, placing it in the top 8.7%.
Is First Community Financial's Shareholder Yield % too high?
First Community Financial's current Shareholder Yield % of 26.48% is 122% above median its 10-year median of 11.95. The Banks industry median Shareholder Yield % is 1.58. First Community Financial's value of 26.48% is 1575.9% above this industry median. Based on the distribution chart, First Community Financial ranks #131 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Community Financial has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's Shareholder Yield % compare to TMAK and MBBC?
According to the Banks industry distribution chart, First Community Financial ranks #131 out of 1503 companies for Shareholder Yield %. This places First Community Financial in the top 9% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.58. First Community Financial's value of 26.48% is 1575.9% above this benchmark. While the company's 10-year median is 11.95 vs. the industry median of 1.58, First Community Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Community Financial's current Shareholder Yield % of 26.48% is 1575.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Community Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Community Financial's current Shareholder Yield % is 26.48%, which is 122% above median its own 10-year median of 11.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.38, compared to a current price of $14.14 — trading 13.7% below its estimated fair value. The current Shareholder Yield % is 26.48%, which is 122% above median its 10-year median of 11.95 and 1575.9% above the Banks industry median of 1.58. First Community Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Community Financial (FMFP), the current Shareholder Yield % is 26.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.14 is trading 13.7% below its estimated GF Value™ of $16.38. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Shareholder Yield %: 26.48% (122% above median its 10-year median of 11.95)
  • GF Value™: $16.38 vs. price of $14.14 (13.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 1575.9% above the Banks median (#131 of 1503)

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
62GF Score

Get the complete analysis for FMFP

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$16.38
GF Value