FinVolution Group (FRA:PP3) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PP3 FinVolution Group FRA:PP3
76 GF Score
Price €3.62
GF Value €4.91
Valuation Modestly Undervalued
! 3 Warning Signs
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What is FinVolution Group Net Loan?

Net Loan only applies to banks and insurance companies.

FRA:PP3
76GF Score
FinVolution Group FRA:PP3
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FinVolution Group (FRA:PP3) Overvalued in 2026?

Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued. The current stock price of €3.62 is trading 26.3% below its estimated GF Value™ of €4.91. GuruFocus considers FinVolution Group to be Modestly Undervalued.

Key valuation signals for FRA:PP3:

  • Net Loan:
  • GF Value™: €4.91 vs. price of €3.62 (26.3% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:PP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinVolution Group Business Description

Other Exchanges FINV:USA
Address No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
76GF Score

Get the complete analysis for FRA:PP3

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.62
Price
€4.91
GF Value