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FinVolution GroupFRA:PP3 75 OCF Yield % is 21.70 as of Aug. 26, 2026, which is 43% above its 10-year median of 15.21. GuruFocus rates FRA:PP3 with a GF Score™ of 75/100 and a GF Value™ of €5.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 546 Credit Services companies, FinVolution Group ranks better than 80.04% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
FinVolution Group OCF Yield % Related Terms
FinVolution Group OCF Yield % Historical Data
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The historical data trend for FinVolution Group's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, FinVolution Group's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinVolution Group OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FinVolution Group's OCF Yield % distribution charts can be found below:
* The bar in red indicates where FinVolution Group's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinVolution Group (FRA:PP3) has a OCF Yield % of 21.70 as of Aug. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FinVolution Group and its competitors. This is 43% above median its historical median of 15.21. According to the industry distribution chart, FinVolution Group ranks #109 out of 546 companies in the Credit Services industry, placing it in the top 20%.
Is FinVolution Group's OCF Yield % too high?
FinVolution Group's current OCF Yield % of 21.70 is 43% above median its 10-year median of 15.21. Based on the distribution chart, FinVolution Group ranks #109 out of 546 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, FinVolution Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinVolution Group's OCF Yield % compare to LU and JCAP?
According to the Credit Services industry distribution chart, FinVolution Group ranks #109 out of 546 companies for OCF Yield %. This places FinVolution Group in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on FinVolution Group and its competitors. FinVolution Group's current OCF Yield % is 21.70, which is 43% above median its own 10-year median of 15.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinVolution Group stock overvalued right now?
Based on GuruFocus' analysis, FinVolution Group (FRA:PP3) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.03, compared to a current price of €3.62 — trading 28% below its estimated fair value. The current OCF Yield % is 21.70, which is 43% above median its 10-year median of 15.21. FinVolution Group's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For FinVolution Group (FRA:PP3), the current OCF Yield % is 21.70 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinVolution Group (FRA:PP3) Overvalued in 2026?
Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued.
The current stock price of €3.62 is trading 28% below its estimated GF Value™ of €5.03.
GuruFocus considers FinVolution Group to be Modestly Undervalued.
Key valuation signals for FRA:PP3:
OCF Yield %: 21.70 (43% above median its 10-year median of 15.21)
GF Value™: €5.03 vs. price of €3.62 (28% below fair value)
No single metric tells the full story. See the FRA:PP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
75GF Score
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