FinVolution Group (FRA:PP3) Tariff Resilience Score: 6/10 (As of Aug. 26, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:PP3 FinVolution Group FRA:PP3
75 GF Score
Price €3.62
GF Value €4.91
Valuation Modestly Undervalued
! 3 Warning Signs
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What is FinVolution Group Tariff Resilience Score?

FinVolution Group FRA:PP3 75 Tariff Resilience Score is 6 as of Aug. 26, 2026. GuruFocus rates FRA:PP3 with a GF Score™ of 75/100 and a GF Value™ of €4.91 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 570 Credit Services companies, FinVolution Group ranks better than 90.35% on this metric.

FinVolution Group has the Tariff Resilience Score of 6, which implies that the company might have Average Resilient.

FinVolution Group has Operates in fintech with some international exposure. While not directly impacted by tariffs, potential indirect effects on consumer spending and cross-border transactions exist.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes FinVolution Group might have Average Resilient.

FinVolution Group  (FRA:PP3) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

FinVolution Group Tariff Resilience Score Related Terms

FRA:PP3 vs LU, JCAP, WRLD: Tariff Resilience Score Comparison

For the Credit Services subindustry, FinVolution Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinVolution Group Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FinVolution Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where FinVolution Group's Tariff Resilience Score falls into.


FRA:PP3
75GF Score
FinVolution Group FRA:PP3
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 6 mean?
FinVolution Group (FRA:PP3) has a Tariff Resilience Score of 6 as of Aug. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, FinVolution Group ranks #55 out of 570 companies in the Credit Services industry, placing it in the top 9.6%.
Is FinVolution Group's Tariff Resilience Score too high?
FinVolution Group's current Tariff Resilience Score is 6. Based on the distribution chart, FinVolution Group ranks #55 out of 570 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, FinVolution Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinVolution Group's Tariff Resilience Score compare to LU and JCAP?
According to the Credit Services industry distribution chart, FinVolution Group ranks #55 out of 570 companies for Tariff Resilience Score. This places FinVolution Group in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. FinVolution Group's current Tariff Resilience Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinVolution Group stock overvalued right now?
Based on GuruFocus' analysis, FinVolution Group (FRA:PP3) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.91, compared to a current price of €3.62 — trading 26.3% below its estimated fair value. The current Tariff Resilience Score is 6. FinVolution Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For FinVolution Group (FRA:PP3), the current Tariff Resilience Score is 6 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinVolution Group (FRA:PP3) Overvalued in 2026?

Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued. The current stock price of €3.62 is trading 26.3% below its estimated GF Value™ of €4.91. GuruFocus considers FinVolution Group to be Modestly Undervalued.

Key valuation signals for FRA:PP3:

  • Tariff Resilience Score: 6
  • GF Value™: €4.91 vs. price of €3.62 (26.3% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the FRA:PP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinVolution Group Business Description

Other Exchanges FINV:USA
Address No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
75GF Score

Get the complete analysis for FRA:PP3

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.62
Price
€4.91
GF Value