FinVolution Group (FRA:PP3) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PP3 FinVolution Group FRA:PP3
76 GF Score
Price €3.62
GF Value €4.91
Valuation Modestly Undervalued
! 3 Warning Signs
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What is FinVolution Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

FinVolution Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

FRA:PP3 vs LU, JCAP, WRLD: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, FinVolution Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinVolution Group Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FinVolution Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where FinVolution Group's Margin of Safety % (DCF FCF Based) falls into.


FRA:PP3
76GF Score
FinVolution Group FRA:PP3
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FinVolution Group (FRA:PP3) Overvalued in 2026?

Based on GuruFocus' analysis, FinVolution Group stock appears to be undervalued. The current stock price of €3.62 is trading 26.3% below its estimated GF Value™ of €4.91. GuruFocus considers FinVolution Group to be Modestly Undervalued.

Key valuation signals for FRA:PP3:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €4.91 vs. price of €3.62 (26.3% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:PP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinVolution Group Business Description

Other Exchanges FINV:USA
Address No. 999 Dangui Road, Building G1, Pudong New District, Shanghai, CHN, 201203
FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
76GF Score

Get the complete analysis for FRA:PP3

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.62
Price
€4.91
GF Value