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The historical rank and industry rank for Grupo Financiero Galicia's EV-to-OCF or its related term are showing as below:
GGAL'
s EV-to-OCF Range Over the Past 10 Years
Min: -16.29 Med: 0.34 Max: 63.06
Current: -5.67
During the past 13 years, the highest EV-to-OCF of Grupo Financiero Galicia was 63.06. The lowest was -16.29. And the median was 0.34.
GGAL's EV-to-OCF is ranked better than 88.13% of 1500
companies
in the Banks industry
Industry Median: 3.975
vs GGAL: -5.67
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Financiero Galicia (NAS:GGAL) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Financiero Galicia's PE Ratio (TTM) for today is calculated as:
Grupo Financiero Galicia's share price for today is $49.77.
Grupo Financiero Galicia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.441.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Grupo Financiero Galicia EV-to-OCF Related Terms
Grupo Financiero Galicia EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Galicia's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Galicia EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Galicia's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Galicia's EV-to-OCF falls into.
Grupo Financiero Galicia's current Enterprise Value is $5,711 Mil.
Grupo Financiero Galicia's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1,007 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero Galicia (GGAL) has a EV-to-OCF of -5.67 as of Jul. 31, 2026. According to the industry distribution chart, Grupo Financiero Galicia ranks #178 out of 1500 companies in the Banks industry, placing it in the top 11.9%.
Is Grupo Financiero Galicia's EV-to-OCF too high?
Grupo Financiero Galicia's current EV-to-OCF is -5.67. Based on the distribution chart, Grupo Financiero Galicia ranks #178 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #178 out of 1500 companies for EV-to-OCF. This places Grupo Financiero Galicia in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current EV-to-OCF is -5.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.22, compared to a current price of $49.77 — trading 89.8% above its estimated fair value. The current EV-to-OCF is -5.67. Grupo Financiero Galicia's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current EV-to-OCF is -5.67 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued.
The current stock price of $49.77 is trading 89.8% above its estimated GF Value™ of $26.22.
GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.
Key valuation signals for GGAL:
EV-to-OCF: -5.67
GF Value™: $26.22 vs. price of $49.77 (89.8% above fair value)
No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
71GF Score
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