PT Bank Multiarta Sentosa Tbk (ISX:MASB) Net Loan: Rp12,776,935 Mil (As of Mar. 2026)


ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
75 GF Score
Price Rp3,390.00
GF Value Rp4,062.43
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Multiarta Sentosa Tbk Net Loan?

PT Bank Multiarta Sentosa Tbk ISX:MASB 75 Net Loan is Rp12,776,935 Mil as of Mar. 2026. GuruFocus rates ISX:MASB with a GF Score™ of 75/100 and a GF Value™ of Rp4,062.43 (Modestly Undervalued). The stock has 1 warning sign investors should review.

PT Bank Multiarta Sentosa Tbk's quarterly net loan increased from Sep. 2025 (Rp12,551,250 Mil) to Dec. 2025 (Rp13,576,852 Mil) but then declined from Dec. 2025 (Rp13,576,852 Mil) to Mar. 2026 (Rp12,776,935 Mil).

PT Bank Multiarta Sentosa Tbk's annual net loan increased from Dec. 2023 (Rp9,462,529 Mil) to Dec. 2024 (Rp13,576,852 Mil) and increased from Dec. 2024 (Rp13,576,852 Mil) to Dec. 2025 (Rp12,776,935 Mil).

PT Bank Multiarta Sentosa Tbk Net Loan Historical Data

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The historical data trend for PT Bank Multiarta Sentosa Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Multiarta Sentosa Tbk Net Loan Chart

PT Bank Multiarta Sentosa Tbk Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 7,618,300.00 8,543,921.84 9,462,528.52 11,750,142.60 13,576,852.49

PT Bank Multiarta Sentosa Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,076,765.89 11,929,659.18 12,551,250.48 13,576,852.49 12,776,934.87
ISX:MASB
75GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Multiarta Sentosa Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of Rp12,776,935 Mil mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Net Loan of Rp12,776,935 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors.
Is PT Bank Multiarta Sentosa Tbk's Net Loan too high?
PT Bank Multiarta Sentosa Tbk's current Net Loan is Rp12,776,935 Mil. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Net Loan compare to competitors?
PT Bank Multiarta Sentosa Tbk's Net Loan of Rp12,776,935 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. PT Bank Multiarta Sentosa Tbk's current Net Loan is Rp12,776,935 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,062.43, compared to a current price of Rp3,390.00 — trading 16.6% below its estimated fair value. The current Net Loan is Rp12,776,935 Mil. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Net Loan is Rp12,776,935 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 16.6% below its estimated GF Value™ of Rp4,062.43. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • Net Loan: Rp12,776,935 Mil
  • GF Value™: Rp4,062.43 vs. price of Rp3,390.00 (16.6% below fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
75GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp4,062.43
GF Value