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What is PT Bank Multiarta Sentosa Tbk Cash-to-Debt?
PT Bank Multiarta Sentosa TbkISX:MASB 77 Cash-to-Debt is 779.16 as of Jun. 2026, which is 4% above its 10-year median of 749.30. GuruFocus rates ISX:MASB with a GF Score™ of 77/100 and a GF Value™ of Rp4,072.98 (Modestly Undervalued). Among 1,496 Banks companies, PT Bank Multiarta Sentosa Tbk ranks better than 94.52% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PT Bank Multiarta Sentosa Tbk's cash to debt ratio for the quarter that ended in Jun. 2026 was 779.16.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PT Bank Multiarta Sentosa Tbkcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for PT Bank Multiarta Sentosa Tbk's Cash-to-Debt or its related term are showing as below:
ISX:MASB'
s Cash-to-Debt Range Over the Past 10 Years
Min: 278.25 Med: 749.3 Max: No Debt
Current: 779.16
During the past 8 years, PT Bank Multiarta Sentosa Tbk's highest Cash to Debt Ratio was No Debt. The lowest was 278.25. And the median was 749.30.
ISX:MASB's Cash-to-Debt is ranked better than 94.52% of 1496
companies
in the Banks industry
Industry Median: 1.38
vs ISX:MASB: 779.16
PT Bank Multiarta Sentosa Tbk (ISX:MASB) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
PT Bank Multiarta Sentosa Tbk Cash-to-Debt Related Terms
PT Bank Multiarta Sentosa Tbk Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Bank Multiarta Sentosa Tbk Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Multiarta Sentosa Tbk Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Cash-to-Debt of 779.16 as of Jun. 2026. This is near median its historical median of 749.30. Over the past decade, PT Bank Multiarta Sentosa Tbk's Cash-to-Debt has ranged from 278.25 to 10,000.00. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #82 out of 1496 companies in the Banks industry, placing it in the top 5.5%.
Is PT Bank Multiarta Sentosa Tbk's Cash-to-Debt too high?
PT Bank Multiarta Sentosa Tbk's current Cash-to-Debt of 779.16 is near median its 10-year median of 749.30. Over the past 10 years, this metric has ranged from a low of 278.25 to a high of 10,000.00. The Banks industry median Cash-to-Debt is 1.38. PT Bank Multiarta Sentosa Tbk's value of 779.16 is 56360.9% above this industry median. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #82 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #82 out of 1496 companies for Cash-to-Debt. This places PT Bank Multiarta Sentosa Tbk in the top 6% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.38. PT Bank Multiarta Sentosa Tbk's value of 779.16 is 56360.9% above this benchmark. Historically, PT Bank Multiarta Sentosa Tbk's own Cash-to-Debt has ranged from 278.25 to 10,000.00 over the past decade. While the company's 10-year median is 749.30 vs. the industry median of 1.38, PT Bank Multiarta Sentosa Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Multiarta Sentosa Tbk's current Cash-to-Debt of 779.16 is 56360.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current Cash-to-Debt is 779.16, which is near median its own 10-year median of 749.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,072.98, compared to a current price of Rp3,400.00 — trading 16.5% below its estimated fair value. The current Cash-to-Debt is 779.16, which is near median its 10-year median of 749.30 and 56360.9% above the Banks industry median of 1.38. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Cash-to-Debt is 779.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued.
The current stock price of Rp3,400.00 is trading 16.5% below its estimated GF Value™ of Rp4,072.98.
GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MASB:
Cash-to-Debt: 779.16 (near median its 10-year median of 749.30)
GF Value™: Rp4,072.98 vs. price of Rp3,400.00 (16.5% below fair value)
Industry Position: 56360.9% above the Banks median (#82 of 1496)
No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
77GF Score
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