PT Bank Multiarta Sentosa Tbk (ISX:MASB) Cyclically Adjusted PB Ratio: (As of Jul. 11, 2026)


ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
78 GF Score
Price Rp3,390.00
GF Value Rp4,061.42
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio?

PT Bank Multiarta Sentosa Tbk does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Multiarta Sentosa Tbk  (ISX:MASB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio Related Terms


PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Multiarta Sentosa Tbk's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio Chart

PT Bank Multiarta Sentosa Tbk Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

PT Bank Multiarta Sentosa Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:MASB
78GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Multiarta Sentosa Tbk Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PT Bank Multiarta Sentosa Tbk does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 16.5% below its estimated GF Value™ of Rp4,061.42. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: Rp4,061.42 vs. price of Rp3,390.00 (16.5% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
78GF Score

Get the complete analysis for ISX:MASB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp4,061.42
GF Value