PT Bank Multiarta Sentosa Tbk (ISX:MASB) OCF Margin %: -972.01% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
79 GF Score
Price Rp3,400.00
GF Value Rp4,069.14
Valuation Modestly Undervalued
View Full Analysis

What is PT Bank Multiarta Sentosa Tbk OCF Margin %?

PT Bank Multiarta Sentosa Tbk ISX:MASB 79 OCF Margin % is -972.01% as of Jun. 2026. GuruFocus rates ISX:MASB with a GF Score™ of 79/100 and a GF Value™ of Rp4,069.14 (Modestly Undervalued). Among 1,500 Banks companies, PT Bank Multiarta Sentosa Tbk ranks worse than 81.2% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank Multiarta Sentosa Tbk's Cash Flow from Operations for the three months ended in Jun. 2026 was Rp-2,767,192 Mil. PT Bank Multiarta Sentosa Tbk's Revenue for the three months ended in Jun. 2026 was Rp284,687 Mil. Therefore, PT Bank Multiarta Sentosa Tbk's OCF Margin % for the quarter that ended in Jun. 2026 was -972.01%.

As of today, PT Bank Multiarta Sentosa Tbk's current OCF Yield % is -4.12%.

The historical rank and industry rank for PT Bank Multiarta Sentosa Tbk's OCF Margin % or its related term are showing as below:

ISX:MASB' s OCF Margin % Range Over the Past 10 Years
Min: -370.84   Med: 179.96   Max: 1543.47
Current: -17.53


During the past 8 years, the highest OCF Margin % of PT Bank Multiarta Sentosa Tbk was 1543.47%. The lowest was -370.84%. And the median was 179.96%.

ISX:MASB's OCF Margin % is ranked worse than
81.2% of 1500 companies
in the Banks industry
Industry Median: 29.88 vs ISX:MASB: -17.53


PT Bank Multiarta Sentosa Tbk OCF Margin % Related Terms


PT Bank Multiarta Sentosa Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Multiarta Sentosa Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Multiarta Sentosa Tbk OCF Margin % Chart

PT Bank Multiarta Sentosa Tbk Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial 103.97 -370.84 613.33 -99.78 255.95

PT Bank Multiarta Sentosa Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.47 801.99 -485.68 617.24 -972.01

PT Bank Multiarta Sentosa Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's OCF Margin % falls into.


ISX:MASB
79GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Multiarta Sentosa Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank Multiarta Sentosa Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2682289.688/1047990.322
=255.95 %

PT Bank Multiarta Sentosa Tbk's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-2767192.057/284687.435
=-972.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -972.01% mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a OCF Margin % of -972.01% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1218 out of 1500 companies in the Banks industry, placing it in the top 81.2%.
Is PT Bank Multiarta Sentosa Tbk's OCF Margin % too high?
PT Bank Multiarta Sentosa Tbk's current OCF Margin % is -972.01%. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1218 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1218 out of 1500 companies for OCF Margin %. This places PT Bank Multiarta Sentosa Tbk in the lower half of its industry. The industry median OCF Margin % is 29.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.88, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current OCF Margin % is -972.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,069.14, compared to a current price of Rp3,400.00 — trading 16.4% below its estimated fair value. The current OCF Margin % is -972.01%. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current OCF Margin % is -972.01% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,400.00 is trading 16.4% below its estimated GF Value™ of Rp4,069.14. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • OCF Margin %: -972.01%
  • GF Value™: Rp4,069.14 vs. price of Rp3,400.00 (16.4% below fair value)
  • GF Score™: 79/100

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
79GF Score

Get the complete analysis for ISX:MASB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,400.00
Price
Rp4,069.14
GF Value