PT Bank Multiarta Sentosa Tbk (ISX:MASB) 5-Year Yield-on-Cost %: 0.68 (As of Jul. 08, 2026) — Near Median


ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
69 GF Score
Price Rp3,390.00
GF Value Rp4,059.41
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Multiarta Sentosa Tbk 5-Year Yield-on-Cost %?

PT Bank Multiarta Sentosa Tbk ISX:MASB +0.30% 69 5-Year Yield-on-Cost % is 0.68 as of Jul. 08, 2026, which is 3% below its 10-year median of 0.70. GuruFocus rates ISX:MASB with a GF Score™ of 69/100 and a GF Value™ of Rp4,059.41 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,255 Banks companies, PT Bank Multiarta Sentosa Tbk ranks worse than 95.22% on this metric.

PT Bank Multiarta Sentosa Tbk's yield on cost for the quarter that ended in Mar. 2026 was 0.68.


The historical rank and industry rank for PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:

ISX:MASB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.63   Med: 0.7   Max: 0.75
Current: 0.68


During the past 8 years, PT Bank Multiarta Sentosa Tbk's highest Yield on Cost was 0.75. The lowest was 0.63. And the median was 0.70.


ISX:MASB's 5-Year Yield-on-Cost % is ranked worse than
95.22% of 1255 companies
in the Banks industry
Industry Median: 3.9 vs ISX:MASB: 0.68

PT Bank Multiarta Sentosa Tbk  (ISX:MASB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


PT Bank Multiarta Sentosa Tbk 5-Year Yield-on-Cost % Related Terms


PT Bank Multiarta Sentosa Tbk 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % falls into.


ISX:MASB
69GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Multiarta Sentosa Tbk 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of PT Bank Multiarta Sentosa Tbk is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.68 mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a 5-Year Yield-on-Cost % of 0.68 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. This is near median its historical median of 0.70. Over the past decade, PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % has ranged from 0.63 to 0.75. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1195 out of 1255 companies in the Banks industry, placing it in the top 95.2%.
Is PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Multiarta Sentosa Tbk's current 5-Year Yield-on-Cost % of 0.68 is near median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 0.75. The Banks industry median 5-Year Yield-on-Cost % is 3.90. PT Bank Multiarta Sentosa Tbk's value of 0.68 is 82.6% below this industry median. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1195 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #1195 out of 1255 companies for 5-Year Yield-on-Cost %. This places PT Bank Multiarta Sentosa Tbk in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. PT Bank Multiarta Sentosa Tbk's value of 0.68 is 82.6% below this benchmark. Historically, PT Bank Multiarta Sentosa Tbk's own 5-Year Yield-on-Cost % has ranged from 0.63 to 0.75 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 3.90, PT Bank Multiarta Sentosa Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Multiarta Sentosa Tbk's current 5-Year Yield-on-Cost % of 0.68 is 82.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current 5-Year Yield-on-Cost % is 0.68, which is near median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,059.41, compared to a current price of Rp3,390.00 — trading 16.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.68, which is near median its 10-year median of 0.70 and 82.6% below the Banks industry median of 3.90. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current 5-Year Yield-on-Cost % is 0.68 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 16.5% below its estimated GF Value™ of Rp4,059.41. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • 5-Year Yield-on-Cost %: 0.68 (near median its 10-year median of 0.70)
  • GF Value™: Rp4,059.41 vs. price of Rp3,390.00 (16.5% below fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 82.6% below the Banks median (#1195 of 1255)

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
69GF Score

Get the complete analysis for ISX:MASB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp4,059.41
GF Value