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PT Bank Multiarta Sentosa TbkISX:MASB 74 Equity-to-Asset is 0.12 as of Mar. 2026, which is 8% below its 10-year median of 0.13. GuruFocus rates ISX:MASB with a GF Score™ of 74/100 and a GF Value™ of Rp4,071.98 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,525 Banks companies, PT Bank Multiarta Sentosa Tbk ranks better than 72.39% on this metric.
PT Bank Multiarta Sentosa Tbk (ISX:MASB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Bank Multiarta Sentosa Tbk Equity-to-Asset Related Terms
PT Bank Multiarta Sentosa Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Multiarta Sentosa Tbk Equity-to-Asset Chart
PT Bank Multiarta Sentosa Tbk Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Multiarta Sentosa Tbk Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Equity-to-Asset falls into.
PT Bank Multiarta Sentosa Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Equity-to-Asset of 0.12 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. This is near median its historical median of 0.13. Over the past decade, PT Bank Multiarta Sentosa Tbk's Equity-to-Asset has ranged from 0.09 to 0.16. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #421 out of 1525 companies in the Banks industry, placing it in the top 27.6%.
Is PT Bank Multiarta Sentosa Tbk's Equity-to-Asset too high?
PT Bank Multiarta Sentosa Tbk's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. PT Bank Multiarta Sentosa Tbk's value of 0.12 is 20% above this industry median. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #421 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #421 out of 1525 companies for Equity-to-Asset. This puts PT Bank Multiarta Sentosa Tbk in the upper half of its industry. The industry median Equity-to-Asset is 0.10. PT Bank Multiarta Sentosa Tbk's value of 0.12 is 20% above this benchmark. Historically, PT Bank Multiarta Sentosa Tbk's own Equity-to-Asset has ranged from 0.09 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, PT Bank Multiarta Sentosa Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Multiarta Sentosa Tbk's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,071.98, compared to a current price of Rp3,390.00 — trading 16.7% below its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.13 and 20% above the Banks industry median of 0.10. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Equity-to-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued.
The current stock price of Rp3,390.00 is trading 16.7% below its estimated GF Value™ of Rp4,071.98.
GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MASB:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.13)
GF Value™: Rp4,071.98 vs. price of Rp3,390.00 (16.7% below fair value)
Industry Position: 20% above the Banks median (#421 of 1525)
No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
74GF Score
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