PT Bank Multiarta Sentosa Tbk (ISX:MASB) Growth Rank: 7 (As of Jul. 27, 2026) — 75% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
78 GF Score
Price Rp3,390.00
GF Value Rp4,069.46
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Multiarta Sentosa Tbk Growth Rank?

PT Bank Multiarta Sentosa Tbk ISX:MASB 78 Growth Rank is 7 as of Jul. 27, 2026, which is 75% above its 10-year median of 4.00. GuruFocus rates ISX:MASB with a GF Score™ of 78/100 and a GF Value™ of Rp4,069.46 (Modestly Undervalued). The stock has 1 warning sign investors should review.

PT Bank Multiarta Sentosa Tbk has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


PT Bank Multiarta Sentosa Tbk Growth Rank Related Terms


PT Bank Multiarta Sentosa Tbk Growth Rank Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Growth Rank distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Growth Rank falls into.


ISX:MASB
78GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Growth Rank of 7 as of Jul. 27, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. This is 75% above median its historical median of 4.00. Over the past decade, PT Bank Multiarta Sentosa Tbk's Growth Rank has ranged from 2.00 to 7.00.
Is PT Bank Multiarta Sentosa Tbk's Growth Rank too high?
PT Bank Multiarta Sentosa Tbk's current Growth Rank of 7 is 75% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 7.00. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Growth Rank compare to competitors?
PT Bank Multiarta Sentosa Tbk's Growth Rank of 7 can be compared against companies in the Banks industry. Historically, PT Bank Multiarta Sentosa Tbk's own Growth Rank has ranged from 2.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. PT Bank Multiarta Sentosa Tbk's current Growth Rank is 7, which is 75% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,069.46, compared to a current price of Rp3,390.00 — trading 16.7% below its estimated fair value. The current Growth Rank is 7, which is 75% above median its 10-year median of 4.00. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Growth Rank is 7 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 16.7% below its estimated GF Value™ of Rp4,069.46. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • Growth Rank: 7 (75% above median its 10-year median of 4.00)
  • GF Value™: Rp4,069.46 vs. price of Rp3,390.00 (16.7% below fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
78GF Score

Get the complete analysis for ISX:MASB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp4,069.46
GF Value