PT Bank Multiarta Sentosa Tbk (ISX:MASB) Selling, General, & Admin. Expense: Rp246,850 Mil (TTM As of Mar. 2026)


ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
75 GF Score
Price Rp3,390.00
GF Value Rp4,061.92
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense?

PT Bank Multiarta Sentosa Tbk ISX:MASB 75 Selling, General, & Admin. Expense is Rp246,850 Mil as of Mar. 2026. GuruFocus rates ISX:MASB with a GF Score™ of 75/100 and a GF Value™ of Rp4,061.92 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. PT Bank Multiarta Sentosa Tbk's selling, general, & admin. expense for the three months ended in Mar. 2026 was Rp57,328 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was Rp246,850 Mil.


PT Bank Multiarta Sentosa Tbk  (ISX:MASB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense Related Terms


PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense Chart

PT Bank Multiarta Sentosa Tbk Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 77,324.02 117,133.11 172,714.86 210,657.83 244,329.09

PT Bank Multiarta Sentosa Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54,806.27 53,778.28 52,353.06 83,391.47 57,327.64

PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense falls into.


ISX:MASB
75GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Multiarta Sentosa Tbk Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp246,850 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of Rp246,850 Mil mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Selling, General, & Admin. Expense of Rp246,850 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors.
Is PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense too high?
PT Bank Multiarta Sentosa Tbk's current Selling, General, & Admin. Expense is Rp246,850 Mil. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense compare to competitors?
PT Bank Multiarta Sentosa Tbk's Selling, General, & Admin. Expense of Rp246,850 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. PT Bank Multiarta Sentosa Tbk's current Selling, General, & Admin. Expense is Rp246,850 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,061.92, compared to a current price of Rp3,390.00 — trading 16.5% below its estimated fair value. The current Selling, General, & Admin. Expense is Rp246,850 Mil. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Selling, General, & Admin. Expense is Rp246,850 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,390.00 is trading 16.5% below its estimated GF Value™ of Rp4,061.92. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • Selling, General, & Admin. Expense: Rp246,850 Mil
  • GF Value™: Rp4,061.92 vs. price of Rp3,390.00 (16.5% below fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
75GF Score

Get the complete analysis for ISX:MASB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,390.00
Price
Rp4,061.92
GF Value