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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Bank Multiarta Sentosa Tbk's Debt-to-Equity or its related term are showing as below:
During the past 8 years, the highest Debt-to-Equity Ratio of PT Bank Multiarta Sentosa Tbk was 0.01. The lowest was 0.00. And the median was 0.00.
ISX:MASB's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56 * Ranked among companies with meaningful Debt-to-Equity only.
PT Bank Multiarta Sentosa Tbk (ISX:MASB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank Multiarta Sentosa Tbk Debt-to-Equity Related Terms
PT Bank Multiarta Sentosa Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Multiarta Sentosa Tbk Debt-to-Equity Chart
PT Bank Multiarta Sentosa Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Multiarta Sentosa Tbk Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #999999 out of 1421 companies in the Banks industry.
Is PT Bank Multiarta Sentosa Tbk's Debt-to-Equity too high?
PT Bank Multiarta Sentosa Tbk's current Debt-to-Equity is 0.00. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #999999 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #999999 out of 1421 companies for Debt-to-Equity. This places PT Bank Multiarta Sentosa Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,065.94, compared to a current price of Rp3,390.00 — trading 16.6% below its estimated fair value. The current Debt-to-Equity is 0.00. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued.
The current stock price of Rp3,390.00 is trading 16.6% below its estimated GF Value™ of Rp4,065.94.
GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.
Key valuation signals for ISX:MASB:
Debt-to-Equity: 0.00
GF Value™: Rp4,065.94 vs. price of Rp3,390.00 (16.6% below fair value)
No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Multiarta Sentosa Tbk Business Description
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
78GF Score
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