MBOF (Marine Bancorp FLA) Net Loan: $441.88 Mil (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MBOF Marine Bancorp FLA Inc MBOF
31 GF Score
Price $43.75
GF Value $18.47
! 7 Warning Signs
View Full Analysis

What is Marine Bancorp FLA Net Loan?

Marine Bancorp FLA MBOF 31 Net Loan is $441.88 Mil as of Dec. 2024. GuruFocus rates MBOF with a GF Score™ of 31/100 and a GF Value™ of $18.47. The stock has 7 warning signs investors should review.

Marine Bancorp FLA's quarterly net loan increased from Dec. 2022 ($418.29 Mil) to Dec. 2023 ($446.99 Mil) but then declined from Dec. 2023 ($446.99 Mil) to Dec. 2024 ($441.88 Mil).

Marine Bancorp FLA's annual net loan increased from Dec. 2022 ($418.29 Mil) to Dec. 2023 ($446.99 Mil) but then declined from Dec. 2023 ($446.99 Mil) to Dec. 2024 ($441.88 Mil).


Marine Bancorp FLA Net Loan Historical Data

* Premium members only.

The historical data trend for Marine Bancorp FLA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marine Bancorp FLA Net Loan Chart

Marine Bancorp FLA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Loan
Get a 7-Day Free Trial 326.39 325.81 418.29 446.99 441.88

Marine Bancorp FLA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Loan Get a 7-Day Free Trial 326.39 325.81 418.29 446.99 441.88
MBOF
31GF Score
Marine Bancorp FLA Inc MBOF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marine Bancorp FLA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $441.88 Mil mean?
Marine Bancorp FLA (MBOF) has a Net Loan of $441.88 Mil as of Dec. 2024. The total net loans as recorded on a bank's balance sheet. View historical data on Marine Bancorp FLA and its competitors.
Is Marine Bancorp FLA's Net Loan too high?
Marine Bancorp FLA's current Net Loan is $441.88 Mil. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's Net Loan compare to FBSI and KLIB?
Marine Bancorp FLA's Net Loan of $441.88 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Marine Bancorp FLA and its competitors. Marine Bancorp FLA's current Net Loan is $441.88 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current Net Loan of $441.88 Mil. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current Net Loan is $441.88 Mil. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current Net Loan is $441.88 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marine Bancorp FLA (MBOF) Overvalued in 2026?

Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued. The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.

Key valuation signals for MBOF:

  • Net Loan: $441.88 Mil
  • GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marine Bancorp FLA Business Description

Address 571 Beachland Boulevard, Vero Beach, FL, USA, 32963
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score

Get the complete analysis for MBOF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.75
Price
$18.47
GF Value