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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Marine Bancorp FLA's share price is $43.75.
Marine Bancorp FLA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $9.84. Hence, Marine Bancorp FLA's PS Ratio for today is 4.45.
Warning Sign:
Marine Bancorp FLA Inc stock PS Ratio (=4.45) is close to 10-year high of 4.45.
The historical rank and industry rank for Marine Bancorp FLA's PS Ratio or its related term are showing as below:
MBOF'
s PS Ratio Range Over the Past 10 Years
Min: 1.68 Med: 2.23 Max: 4.45
Current: 4.45
During the past 6 years, Marine Bancorp FLA's highest PS Ratio was 4.45. The lowest was 1.68. And the median was 2.23.
MBOF's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.09
vs MBOF: 4.45
Marine Bancorp FLA Inc revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Marine Bancorp FLA was -10.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -10.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.60% per year.
During the past 6 years, Marine Bancorp FLA's highest 3-Year average Revenue per Share Growth Rate was 12.90% per year. The lowest was -10.10% per year. And the median was 2.00% per year.
Marine Bancorp FLA (OTCPK:MBOF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Marine Bancorp FLA PS Ratio Related Terms
Marine Bancorp FLA PS Ratio Historical Data
* Premium members only.
The historical data trend for Marine Bancorp FLA's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Marine Bancorp FLA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marine Bancorp FLA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Marine Bancorp FLA's PS Ratio distribution charts can be found below:
* The bar in red indicates where Marine Bancorp FLA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Marine Bancorp FLA's Share Price of today is $43.75.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Marine Bancorp FLA's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $9.84.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Marine Bancorp FLA (MBOF) has a PS Ratio of 4.45 as of Aug. 13, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Marine Bancorp FLA and its competitors. This is 100% above median its historical median of 2.23. Over the past decade, Marine Bancorp FLA's PS Ratio has ranged from 1.68 to 4.45.
Is Marine Bancorp FLA's PS Ratio too high?
Marine Bancorp FLA's current PS Ratio of 4.45 is 100% above median its 10-year median of 2.23. Over the past 10 years, this metric has ranged from a low of 1.68 to a high of 4.45. The Banks industry median PS Ratio is 3.09. Marine Bancorp FLA's value of 4.45 is 44% above this industry median. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's PS Ratio compare to FBSI and KLIB?
Marine Bancorp FLA's PS Ratio of 4.45 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.09. Marine Bancorp FLA's value of 4.45 is 44% above this benchmark. Historically, Marine Bancorp FLA's own PS Ratio has ranged from 1.68 to 4.45 over the past decade. While the company's 10-year median is 2.23 vs. the industry median of 3.09, Marine Bancorp FLA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marine Bancorp FLA's current PS Ratio of 4.45 is 44% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Marine Bancorp FLA and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marine Bancorp FLA's current PS Ratio is 4.45, which is 100% above median its own 10-year median of 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current PS Ratio of 4.45. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current PS Ratio is 4.45, which is 100% above median its 10-year median of 2.23 and 44% above the Banks industry median of 3.09. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current PS Ratio is 4.45 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marine Bancorp FLA (MBOF) Overvalued in 2026?
Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued.
The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.
Key valuation signals for MBOF:
PS Ratio: 4.45 (100% above median its 10-year median of 2.23)
GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score
Get the complete analysis for MBOF
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