MBOF (Marine Bancorp FLA) Enterprise Value: $58.59 Mil (As of Aug. 13, 2026) ***

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MBOF Marine Bancorp FLA Inc MBOF
31 GF Score
Price $43.75
GF Value $18.47
! 7 Warning Signs
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What is Marine Bancorp FLA Enterprise Value?

Marine Bancorp FLA MBOF 31 Enterprise Value is $58.59 Mil as of Aug. 13, 2026. GuruFocus rates MBOF with a GF Score™ of 31/100 and a GF Value™ of $18.47. The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Marine Bancorp FLA's Enterprise Value is $58.59 Mil. Marine Bancorp FLA's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was $17.99 Mil. Therefore, Marine Bancorp FLA's EV-to-Revenue ratio for today is 3.26.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Marine Bancorp FLA's Enterprise Value is $58.59 Mil. Marine Bancorp FLA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was $6.76 Mil. Therefore, Marine Bancorp FLA's EV-to-OCF ratio for today is 8.67.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Marine Bancorp FLA's Enterprise Value is $58.59 Mil. Marine Bancorp FLA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was $5.99 Mil. Therefore, Marine Bancorp FLA's EV-to-FCF ratio for today is 9.78.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Marine Bancorp FLA  (OTCPK:MBOF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Marine Bancorp FLA's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=58.588/17.991
=3.26

Marine Bancorp FLA's current Enterprise Value is $58.59 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Marine Bancorp FLA's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was $17.99 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Marine Bancorp FLA's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=58.588/6.755
=8.67

Marine Bancorp FLA's current Enterprise Value is $58.59 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Marine Bancorp FLA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was $6.76 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Marine Bancorp FLA's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=58.588/5.993
=9.78

Marine Bancorp FLA's current Enterprise Value is $58.59 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Marine Bancorp FLA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was $5.99 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Marine Bancorp FLA Enterprise Value Related Terms


Marine Bancorp FLA Enterprise Value Historical Data

* Premium members only.

The historical data trend for Marine Bancorp FLA's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marine Bancorp FLA Enterprise Value Chart

Marine Bancorp FLA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial -37.91 -44.12 62.63 59.48 51.72

Marine Bancorp FLA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value Get a 7-Day Free Trial -37.91 -44.12 62.63 59.48 51.72

MBOF vs FBSI, KLIB, FSMK: Enterprise Value Comparison

For the Banks - Regional subindustry, Marine Bancorp FLA's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marine Bancorp FLA Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Marine Bancorp FLA's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Marine Bancorp FLA's Enterprise Value falls into.


MBOF
31GF Score
Marine Bancorp FLA Inc MBOF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Marine Bancorp FLA Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Marine Bancorp FLA's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

Marine Bancorp FLA's Enterprise Value for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $58.59 Mil mean?
Marine Bancorp FLA (MBOF) has a Enterprise Value of $58.59 Mil as of Aug. 13, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Marine Bancorp FLA and its competitors.
Is Marine Bancorp FLA's Enterprise Value too high?
Marine Bancorp FLA's current Enterprise Value is $58.59 Mil. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's Enterprise Value compare to FBSI and KLIB?
Marine Bancorp FLA's Enterprise Value of $58.59 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Marine Bancorp FLA and its competitors. Marine Bancorp FLA's current Enterprise Value is $58.59 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current Enterprise Value of $58.59 Mil. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current Enterprise Value is $58.59 Mil. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current Enterprise Value is $58.59 Mil as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marine Bancorp FLA (MBOF) Overvalued in 2026?

Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued. The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.

Key valuation signals for MBOF:

  • Enterprise Value: $58.59 Mil
  • GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marine Bancorp FLA Business Description

Address 571 Beachland Boulevard, Vero Beach, FL, USA, 32963
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score

Get the complete analysis for MBOF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.75
Price
$18.47
GF Value