MBOF (Marine Bancorp FLA) FCF Yield %: 7.49 (As of Aug. 13, 2026) — 14% Below Median

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MBOF Marine Bancorp FLA Inc MBOF
31 GF Score
Price $43.75
GF Value $18.47
! 7 Warning Signs
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What is Marine Bancorp FLA FCF Yield %?

Marine Bancorp FLA MBOF 31 FCF Yield % is 7.49 as of Aug. 13, 2026, which is 14% below its 10-year median of 8.72. GuruFocus rates MBOF with a GF Score™ of 31/100 and a GF Value™ of $18.47. The stock has 7 warning signs investors should review.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Marine Bancorp FLA's Trailing 12-Month Free Cash Flow is $5.99 Mil, and Market Cap is $79.99 Mil. Therefore, Marine Bancorp FLA's FCF Yield % for today is 7.49%.

The historical rank and industry rank for Marine Bancorp FLA's FCF Yield % or its related term are showing as below:

MBOF' s FCF Yield % Range Over the Past 10 Years
Min: 5.39   Med: 8.72   Max: 14.51
Current: 7.49


During the past 6 years, the highest FCF Yield % of Marine Bancorp FLA was 14.51%. The lowest was 5.39%. And the median was 8.72%.

MBOF's FCF Yield % is not ranked
in the Banks industry.
Industry Median: 8.065 vs MBOF: 7.49

Marine Bancorp FLA's FCF Margin % for the quarter that ended in Dec. 2024 was 33.31%.


Marine Bancorp FLA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Marine Bancorp FLA FCF Yield % Related Terms


Marine Bancorp FLA FCF Yield % Historical Data

* Premium members only.

The historical data trend for Marine Bancorp FLA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marine Bancorp FLA FCF Yield % Chart

Marine Bancorp FLA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield %
Get a 7-Day Free Trial 9.23 7.96 8.82 14.36 8.20

Marine Bancorp FLA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Yield % Get a 7-Day Free Trial 9.23 7.96 8.82 14.36 8.20

MBOF vs FBSI, KLIB, FSMK: FCF Yield % Comparison

For the Banks - Regional subindustry, Marine Bancorp FLA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marine Bancorp FLA FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Marine Bancorp FLA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Marine Bancorp FLA's FCF Yield % falls into.


MBOF
31GF Score
Marine Bancorp FLA Inc MBOF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Marine Bancorp FLA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Marine Bancorp FLA's FCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=5.993 / 73.12
=8.20%

Marine Bancorp FLA's annualized FCF Yield % for the quarter that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5.993 * 1 / 73.12
=8.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 7.49 mean?
Marine Bancorp FLA (MBOF) has a FCF Yield % of 7.49 as of Aug. 13, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Marine Bancorp FLA and its competitors. This is 14% below median its historical median of 8.72. Over the past decade, Marine Bancorp FLA's FCF Yield % has ranged from 5.39 to 14.51.
Is Marine Bancorp FLA's FCF Yield % too high?
Marine Bancorp FLA's current FCF Yield % of 7.49 is 14% below median its 10-year median of 8.72. Over the past 10 years, this metric has ranged from a low of 5.39 to a high of 14.51. The Banks industry median FCF Yield % is 8.07. Marine Bancorp FLA's value of 7.49 is 7.1% below this industry median. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's FCF Yield % compare to FBSI and KLIB?
Marine Bancorp FLA's FCF Yield % of 7.49 can be compared against companies in the Banks industry. The industry median FCF Yield % is 8.07. Marine Bancorp FLA's value of 7.49 is 7.1% below this benchmark. Historically, Marine Bancorp FLA's own FCF Yield % has ranged from 5.39 to 14.51 over the past decade. While the company's 10-year median is 8.72 vs. the industry median of 8.07, Marine Bancorp FLA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.07, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marine Bancorp FLA's current FCF Yield % of 7.49 is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Marine Bancorp FLA and its competitors. For the Banks industry, the median FCF Yield % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marine Bancorp FLA's current FCF Yield % is 7.49, which is 14% below median its own 10-year median of 8.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current FCF Yield % of 7.49. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current FCF Yield % is 7.49, which is 14% below median its 10-year median of 8.72 and 7.1% below the Banks industry median of 8.07. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current FCF Yield % is 7.49 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marine Bancorp FLA (MBOF) Overvalued in 2026?

Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued. The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.

Key valuation signals for MBOF:

  • FCF Yield %: 7.49 (14% below median its 10-year median of 8.72)
  • GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
  • GF Score™: 31/100 with 7 warning signs
  • Industry Position: 7.1% below the Banks median

No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marine Bancorp FLA Business Description

Address 571 Beachland Boulevard, Vero Beach, FL, USA, 32963
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score

Get the complete analysis for MBOF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.75
Price
$18.47
GF Value