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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Marine Bancorp FLA's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $38.08 Mil. Marine Bancorp FLA's Total Assets for the quarter that ended in Dec. 2024 was $646.25 Mil.
Therefore, Marine Bancorp FLA's Equity to Asset Ratio for the quarter that ended in Dec. 2024 was 0.06.
The historical rank and industry rank for Marine Bancorp FLA's Equity-to-Asset or its related term are showing as below:
MBOF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.06 Max: 0.08
Current: 0.06
During the past 6 years, the highest Equity to Asset Ratio of Marine Bancorp FLA was 0.08. The lowest was 0.04. And the median was 0.06.
MBOF's Equity-to-Asset is not ranked
in the Banks industry.
Industry Median: 0.1
vs MBOF: 0.06
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Marine Bancorp FLA Equity-to-Asset Related Terms
Marine Bancorp FLA Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Marine Bancorp FLA's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBOF vs FBSI, KLIB, FSMK: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Marine Bancorp FLA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marine Bancorp FLA Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Marine Bancorp FLA's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Marine Bancorp FLA's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Marine Bancorp FLA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marine Bancorp FLA (MBOF) has a Equity-to-Asset of 0.06 as of Dec. 2024. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marine Bancorp FLA and its competitors. This is near median its historical median of 0.06. Over the past decade, Marine Bancorp FLA's Equity-to-Asset has ranged from 0.04 to 0.08.
Is Marine Bancorp FLA's Equity-to-Asset too high?
Marine Bancorp FLA's current Equity-to-Asset of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. Marine Bancorp FLA's value of 0.06 is 40% below this industry median. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's Equity-to-Asset compare to FBSI and KLIB?
Marine Bancorp FLA's Equity-to-Asset of 0.06 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. Marine Bancorp FLA's value of 0.06 is 40% below this benchmark. Historically, Marine Bancorp FLA's own Equity-to-Asset has ranged from 0.04 to 0.08 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Marine Bancorp FLA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marine Bancorp FLA's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marine Bancorp FLA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marine Bancorp FLA's current Equity-to-Asset is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current Equity-to-Asset of 0.06. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current Equity-to-Asset is 0.06, which is near median its 10-year median of 0.06 and 40% below the Banks industry median of 0.10. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current Equity-to-Asset is 0.06 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marine Bancorp FLA (MBOF) Overvalued in 2026?
Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued.
The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.
Key valuation signals for MBOF:
Equity-to-Asset: 0.06 (near median its 10-year median of 0.06)
GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score
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