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The historical data trend for Marine Bancorp FLA's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Marine Bancorp FLA's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marine Bancorp FLA OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Marine Bancorp FLA's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Marine Bancorp FLA's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marine Bancorp FLA (MBOF) has a OCF Margin % of 37.55% as of Dec. 2024. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Marine Bancorp FLA and its competitors. This is 38% above median its historical median of 27.29. Over the past decade, Marine Bancorp FLA's OCF Margin % has ranged from 13.92 to 37.55.
Is Marine Bancorp FLA's OCF Margin % too high?
Marine Bancorp FLA's current OCF Margin % of 37.55% is 38% above median its 10-year median of 27.29. Over the past 10 years, this metric has ranged from a low of 13.92 to a high of 37.55. The Banks industry median OCF Margin % is 30.14. Marine Bancorp FLA's value of 37.55% is 24.6% above this industry median. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's OCF Margin % compare to FBSI and KLIB?
Marine Bancorp FLA's OCF Margin % of 37.55% can be compared against companies in the Banks industry. The industry median OCF Margin % is 30.14. Marine Bancorp FLA's value of 37.55% is 24.6% above this benchmark. Historically, Marine Bancorp FLA's own OCF Margin % has ranged from 13.92 to 37.55 over the past decade. While the company's 10-year median is 27.29 vs. the industry median of 30.14, Marine Bancorp FLA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.14, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marine Bancorp FLA's current OCF Margin % of 37.55% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Marine Bancorp FLA and its competitors. For the Banks industry, the median OCF Margin % is 30.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marine Bancorp FLA's current OCF Margin % is 37.55%, which is 38% above median its own 10-year median of 27.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current OCF Margin % of 37.55%. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current OCF Margin % is 37.55%, which is 38% above median its 10-year median of 27.29 and 24.6% above the Banks industry median of 30.14. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current OCF Margin % is 37.55% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marine Bancorp FLA (MBOF) Overvalued in 2026?
Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued.
The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.
Key valuation signals for MBOF:
OCF Margin %: 37.55% (38% above median its 10-year median of 27.29)
GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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