MBOF (Marine Bancorp FLA) PEG Ratio: 11.29 (As of Aug. 13, 2026) — Near Median

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MBOF Marine Bancorp FLA Inc MBOF
31 GF Score
Price $43.75
GF Value $18.47
! 7 Warning Signs
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What is Marine Bancorp FLA PEG Ratio?

Marine Bancorp FLA MBOF 31 PEG Ratio is 11.29 as of Aug. 13, 2026, which is 9% above its 10-year median of 10.32. GuruFocus rates MBOF with a GF Score™ of 31/100 and a GF Value™ of $18.47. The stock has 7 warning signs investors should review.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Marine Bancorp FLA's PE Ratio without NRI is 28.23. Marine Bancorp FLA's 5-Year Book Value growth rate is 2.50%. Therefore, Marine Bancorp FLA's PEG Ratio for today is 11.29.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Marine Bancorp FLA's PEG Ratio or its related term are showing as below:

MBOF' s PEG Ratio Range Over the Past 10 Years
Min: 9.83   Med: 10.32   Max: 11.48
Current: 11.29


During the past 6 years, Marine Bancorp FLA's highest PEG Ratio was 11.48. The lowest was 9.83. And the median was 10.32.


MBOF's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.55 vs MBOF: 11.29

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Marine Bancorp FLA  (OTCPK:MBOF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Marine Bancorp FLA PEG Ratio Related Terms


Marine Bancorp FLA PEG Ratio Historical Data

* Premium members only.

The historical data trend for Marine Bancorp FLA's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marine Bancorp FLA PEG Ratio Chart

Marine Bancorp FLA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 10.49

Marine Bancorp FLA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 10.49

MBOF vs FBSI, KLIB, FSMK: PEG Ratio Comparison

For the Banks - Regional subindustry, Marine Bancorp FLA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marine Bancorp FLA PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Marine Bancorp FLA's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Marine Bancorp FLA's PEG Ratio falls into.


MBOF
31GF Score
Marine Bancorp FLA Inc MBOF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Marine Bancorp FLA PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Marine Bancorp FLA's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=28.225806451613/2.50
=11.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 11.29 mean?
Marine Bancorp FLA (MBOF) has a PEG Ratio of 11.29 as of Aug. 13, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Marine Bancorp FLA and its competitors. This is near median its historical median of 10.32. Over the past decade, Marine Bancorp FLA's PEG Ratio has ranged from 9.83 to 11.48.
Is Marine Bancorp FLA's PEG Ratio too high?
Marine Bancorp FLA's current PEG Ratio of 11.29 is near median its 10-year median of 10.32. Over the past 10 years, this metric has ranged from a low of 9.83 to a high of 11.48. The Banks industry median PEG Ratio is 1.55. Marine Bancorp FLA's value of 11.29 is 628.4% above this industry median. Overall, Marine Bancorp FLA has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Marine Bancorp FLA's PEG Ratio compare to FBSI and KLIB?
Marine Bancorp FLA's PEG Ratio of 11.29 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.55. Marine Bancorp FLA's value of 11.29 is 628.4% above this benchmark. Historically, Marine Bancorp FLA's own PEG Ratio has ranged from 9.83 to 11.48 over the past decade. While the company's 10-year median is 10.32 vs. the industry median of 1.55, Marine Bancorp FLA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marine Bancorp FLA's current PEG Ratio of 11.29 is 628.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Marine Bancorp FLA and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marine Bancorp FLA's current PEG Ratio is 11.29, which is near median its own 10-year median of 10.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marine Bancorp FLA stock overvalued right now?
Marine Bancorp FLA (MBOF) has a current PEG Ratio of 11.29. The stock's GF Value™ is $18.47, compared to a current price of $43.75 — trading 136.9% above its estimated fair value. The current PEG Ratio is 11.29, which is near median its 10-year median of 10.32 and 628.4% above the Banks industry median of 1.55. Marine Bancorp FLA's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Marine Bancorp FLA (MBOF), the current PEG Ratio is 11.29 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marine Bancorp FLA (MBOF) Overvalued in 2026?

Based on GuruFocus' analysis, Marine Bancorp FLA stock appears to be overvalued. The current stock price of $43.75 is trading 136.9% above its estimated GF Value™ of $18.47.

Key valuation signals for MBOF:

  • PEG Ratio: 11.29 (near median its 10-year median of 10.32)
  • GF Value™: $18.47 vs. price of $43.75 (136.9% above fair value)
  • GF Score™: 31/100 with 7 warning signs
  • Industry Position: 628.4% above the Banks median

No single metric tells the full story. See the MBOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marine Bancorp FLA Business Description

Address 571 Beachland Boulevard, Vero Beach, FL, USA, 32963
Marine Bancorp FLA Inc, through its subsidiary, is engaged in providing banking and related services. The Bank offers a variety of community banking services to individuals and corporate customers. The company offers Checking, Loans, Debit cards, Credit cards, Commercial Loans, Merchant Services, Business savings and money markets, Mobile Banking and related services. The loan portfolio segment includes Commercial real estate, Residential real estate, Construction and land development, Commercial and Consumer.
31GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.75
Price
$18.47
GF Value