ABSA Bank Kenya (NAI:ABSA) Net Loan: KES303,841 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:ABSA ABSA Bank Kenya PLC NAI:ABSA
77 GF Score
Price KES34.35
GF Value KES16.46
Valuation Significantly Overvalued
! 5 Warning Signs
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What is ABSA Bank Kenya Net Loan?

ABSA Bank Kenya NAI:ABSA +0.59% 77 Net Loan is KES303,841 Mil as of Mar. 2026. GuruFocus rates NAI:ABSA with a GF Score™ of 77/100 and a GF Value™ of KES16.46 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ABSA Bank Kenya's quarterly net loan declined from Sep. 2025 (KES309,725 Mil) to Dec. 2025 (KES254,141 Mil) but then increased from Dec. 2025 (KES254,141 Mil) to Mar. 2026 (KES303,841 Mil).

ABSA Bank Kenya's annual net loan declined from Dec. 2023 (KES272,400 Mil) to Dec. 2024 (KES254,141 Mil) but then increased from Dec. 2024 (KES254,141 Mil) to Dec. 2025 (KES303,841 Mil).

ABSA Bank Kenya Net Loan Historical Data

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The historical data trend for ABSA Bank Kenya's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABSA Bank Kenya Net Loan Chart

ABSA Bank Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 191,598.00 226,203.00 272,400.00 241,885.00 254,141.00

ABSA Bank Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 308,376.11 304,937.78 309,724.79 254,141.00 303,840.86
NAI:ABSA
77GF Score
ABSA Bank Kenya PLC NAI:ABSA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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ABSA Bank Kenya Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of KES303,841 Mil mean?
ABSA Bank Kenya (NAI:ABSA) has a Net Loan of KES303,841 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on ABSA Bank Kenya and its competitors.
Is ABSA Bank Kenya's Net Loan too high?
ABSA Bank Kenya's current Net Loan is KES303,841 Mil. Overall, ABSA Bank Kenya has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Net Loan compare to competitors?
ABSA Bank Kenya's Net Loan of KES303,841 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on ABSA Bank Kenya and its competitors. ABSA Bank Kenya's current Net Loan is KES303,841 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.46, compared to a current price of KES34.35 — trading 108.7% above its estimated fair value. The current Net Loan is KES303,841 Mil. ABSA Bank Kenya's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Net Loan is KES303,841 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?

Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued. The current stock price of KES34.35 is trading 108.7% above its estimated GF Value™ of KES16.46. GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:ABSA:

  • Net Loan: KES303,841 Mil
  • GF Value™: KES16.46 vs. price of KES34.35 (108.7% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ABSA Bank Kenya Business Description

Address Waiyaki Way, P.O. Box 30120, Nairobi, KEN, 00100
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
77GF Score

Get the complete analysis for NAI:ABSA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES34.35
Price
KES16.46
GF Value