ABSA Bank Kenya (NAI:ABSA) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

What is ABSA Bank Kenya LT-Debt-to-Total-Asset?

ABSA Bank Kenya NAI:ABSA +0.30% 77 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates NAI:ABSA with a GF Score™ of 77/100 and a GF Value™ of KES16.14 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ABSA Bank Kenya's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

ABSA Bank Kenya's long-term debt to total assets ratio increased from Mar. 2025 (0.01) to Mar. 2026 (0.01). It may suggest that ABSA Bank Kenya is progressively becoming more dependent on debt to grow their business.

ABSA Bank Kenya (NAI:ABSA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ABSA Bank Kenya LT-Debt-to-Total-Asset Related Terms

ABSA Bank Kenya LT-Debt-to-Total-Asset Historical Data

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The historical data trend for ABSA Bank Kenya's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABSA Bank Kenya LT-Debt-to-Total-Asset Chart

ABSA Bank Kenya Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.02

0.04

0.05

0.04

0.03

ABSA Bank Kenya Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.03	0.01

77GF Score

ABSA Bank Kenya PLC NAI:ABSA

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ABSA Bank Kenya LT-Debt-to-Total-Asset Calculation

ABSA Bank Kenya's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	18099	/	537648
	=	0.03

ABSA Bank Kenya's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4478.743	/	571301.597
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

ABSA Bank Kenya (NAI:ABSA) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ABSA Bank Kenya and its competitors.

Is ABSA Bank Kenya's LT-Debt-to-Total-Asset too high?

ABSA Bank Kenya's current LT-Debt-to-Total-Asset is 0.01. Overall, ABSA Bank Kenya has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does ABSA Bank Kenya's LT-Debt-to-Total-Asset compare to competitors?

ABSA Bank Kenya's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ABSA Bank Kenya and its competitors. ABSA Bank Kenya's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is ABSA Bank Kenya stock overvalued right now?

Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.14, compared to a current price of KES33.45 — trading 107.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. ABSA Bank Kenya's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?

Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued. The current stock price of KES33.45 is trading 107.2% above its estimated GF Value™ of KES16.14. GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:ABSA:

LT-Debt-to-Total-Asset: 0.01
GF Value™: KES16.14 vs. price of KES33.45 (107.2% above fair value)
GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ABSA Bank Kenya Business Description

Industry Financial Services Banks

Comparable Companies NAI:NCBA NAI:COOP NAI:SCBK NAI:SBIC NAI:IMH NAI:KCB NAI:EQTY NAI:DTK NAI:HFCK SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK

Address Waiyaki Way, P.O. Box 30120, Nairobi, KEN, 00100

Website https://www.absabank.co.ke

ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.

77GF Score

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KES33.45

Price

KES16.14

GF Value

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