Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ABSA Bank KenyaNAI:ABSA -1.05%77 PB Ratio is 1.69 as of Jul. 21, 2026, which is 32% above its 10-year median of 1.28. GuruFocus rates NAI:ABSA with a GF Score™ of 77/100 and a GF Value™ of KES16.21 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,514 Banks companies, ABSA Bank Kenya ranks worse than 83.36% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-21), ABSA Bank Kenya's share price is KES33.00. ABSA Bank Kenya's Book Value per Share for the quarter that ended in Mar. 2026 was KES19.53. Hence, ABSA Bank Kenya's PB Ratio of today is 1.69.
Warning Sign:
ABSA Bank Kenya PLC stock PB Ratio (=1.71) is close to 10-year high of 1.74.
The historical rank and industry rank for ABSA Bank Kenya's PB Ratio or its related term are showing as below:
NAI:ABSA'
s PB Ratio Range Over the Past 10 Years
Min: 0.81 Med: 1.28 Max: 1.74
Current: 1.69
During the past 13 years, ABSA Bank Kenya's highest PB Ratio was 1.74. The lowest was 0.81. And the median was 1.28.
NAI:ABSA's PB Ratio is ranked worse than 83.36% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs NAI:ABSA: 1.69
During the past 12 months, ABSA Bank Kenya's average Book Value Per Share Growth Rate was 14.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 15.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ABSA Bank Kenya was 16.50% per year. The lowest was 1.80% per year. And the median was 9.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ABSA Bank Kenya PB Ratio Related Terms
ABSA Bank Kenya PB Ratio Historical Data
* Premium members only.
The historical data trend for ABSA Bank Kenya's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ABSA Bank Kenya's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABSA Bank Kenya PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, ABSA Bank Kenya's PB Ratio distribution charts can be found below:
* The bar in red indicates where ABSA Bank Kenya's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
ABSA Bank Kenya's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ABSA Bank Kenya (NAI:ABSA) has a PB Ratio of 1.69 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ABSA Bank Kenya and its competitors. This is 32% above median its historical median of 1.28. Over the past decade, ABSA Bank Kenya's PB Ratio has ranged from 0.81 to 1.74. According to the industry distribution chart, ABSA Bank Kenya ranks #1262 out of 1514 companies in the Banks industry, placing it in the top 83.4%.
Is ABSA Bank Kenya's PB Ratio too high?
ABSA Bank Kenya's current PB Ratio of 1.69 is 32% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.74. The Banks industry median PB Ratio is 1.11. ABSA Bank Kenya's value of 1.69 is 52.3% above this industry median. Based on the distribution chart, ABSA Bank Kenya ranks #1262 out of 1514 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ABSA Bank Kenya has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's PB Ratio compare to competitors?
According to the Banks industry distribution chart, ABSA Bank Kenya ranks #1262 out of 1514 companies for PB Ratio. This places ABSA Bank Kenya in the lower half of its industry. The industry median PB Ratio is 1.11. ABSA Bank Kenya's value of 1.69 is 52.3% above this benchmark. Historically, ABSA Bank Kenya's own PB Ratio has ranged from 0.81 to 1.74 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.11, ABSA Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABSA Bank Kenya's current PB Ratio of 1.69 is 52.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ABSA Bank Kenya and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABSA Bank Kenya's current PB Ratio is 1.69, which is 32% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.21, compared to a current price of KES33.00 — trading 103.6% above its estimated fair value. The current PB Ratio is 1.69, which is 32% above median its 10-year median of 1.28 and 52.3% above the Banks industry median of 1.11. ABSA Bank Kenya's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current PB Ratio is 1.69 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES33.00 is trading 103.6% above its estimated GF Value™ of KES16.21.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
PB Ratio: 1.69 (32% above median its 10-year median of 1.28)
GF Value™: KES16.21 vs. price of KES33.00 (103.6% above fair value)
Industry Position: 52.3% above the Banks median (#1262 of 1514)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
77GF Score
Get the complete analysis for NAI:ABSA
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:ABSA has been successfully added to your 
