ABSA Bank Kenya (NAI:ABSA) Margin of Safety % (DCF Dividends Based): 44.81% (As of Jul. 09, 2026)


NAI:ABSA ABSA Bank Kenya PLC NAI:ABSA
77 GF Score
Price KES33.10
GF Value KES16.12
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is ABSA Bank Kenya Margin of Safety % (DCF Dividends Based)?

ABSA Bank Kenya NAI:ABSA -0.45% 77 Margin of Safety % (DCF Dividends Based) is 44.81% as of Jul. 09, 2026. GuruFocus rates NAI:ABSA with a GF Score™ of 77/100 and a GF Value™ of KES16.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-09), ABSA Bank Kenya's Predictability Rank is 2.5-Stars. ABSA Bank Kenya's intrinsic value calculated from the Discounted Dividend model is KES79.21 and current share price is KES33.10. Consequently,

ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 44.81%.

ABSA Bank Kenya Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ABSA Bank Kenya Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) falls into.


NAI:ABSA
77GF Score
ABSA Bank Kenya PLC NAI:ABSA
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ABSA Bank Kenya Margin of Safety % (DCF Dividends Based) Calculation

ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(59.97-33.10)/59.97
=44.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 44.81% mean?
ABSA Bank Kenya (NAI:ABSA) has a Margin of Safety % (DCF Dividends Based) of 44.81% as of Jul. 09, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on ABSA Bank Kenya.
Is ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) too high?
ABSA Bank Kenya's current Margin of Safety % (DCF Dividends Based) is 44.81%. Overall, ABSA Bank Kenya has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) compare to competitors?
ABSA Bank Kenya's Margin of Safety % (DCF Dividends Based) of 44.81% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on ABSA Bank Kenya. ABSA Bank Kenya's current Margin of Safety % (DCF Dividends Based) is 44.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.12, compared to a current price of KES33.10 — trading 105.3% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 44.81%. ABSA Bank Kenya's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Margin of Safety % (DCF Dividends Based) is 44.81% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?

Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued. The current stock price of KES33.10 is trading 105.3% above its estimated GF Value™ of KES16.12. GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.

Key valuation signals for NAI:ABSA:

  • Margin of Safety % (DCF Dividends Based): 44.81%
  • GF Value™: KES16.12 vs. price of KES33.10 (105.3% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ABSA Bank Kenya Business Description

Address Waiyaki Way, P.O. Box 30120, Nairobi, KEN, 00100
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
77GF Score

Get the complete analysis for NAI:ABSA

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES33.10
Price
KES16.12
GF Value