ABSA Bank KenyaNAI:ABSA +0.62%75 Net Margin % is 36.25% as of Mar. 2026, which is 36% above its 10-year median of 26.67. GuruFocus rates NAI:ABSA with a GF Score™ of 75/100 and a GF Value™ of KES16.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, ABSA Bank Kenya ranks better than 79.9% on this metric.
Net margin is calculated as Net Income divided by its Revenue. ABSA Bank Kenya's Net Income for the
three
months ended in Mar. 2026 was KES5,311 Mil. ABSA Bank Kenya's Revenue for the
three
months ended in Mar. 2026 was KES14,650 Mil. Therefore, ABSA Bank Kenya's net margin for the quarter that ended in Mar. 2026 was 36.25%.
The historical rank and industry rank for ABSA Bank Kenya's Net Margin % or its related term are showing as below:
NAI:ABSA'
s Net Margin % Range Over the Past 10 Years
Min: 12.22 Med: 26.67 Max: 38.16
Current: 37.43
NAI:ABSA's Net Margin % is ranked better than 79.9% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs NAI:ABSA: 37.43
ABSA Bank Kenya (NAI:ABSA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ABSA Bank Kenya Net Margin % Related Terms
ABSA Bank Kenya Net Margin % Historical Data
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The historical data trend for ABSA Bank Kenya's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya Net Margin % Competitor Comparison
For the Banks - Regional subindustry, ABSA Bank Kenya's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABSA Bank Kenya Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ABSA Bank Kenya's Net Margin % distribution charts can be found below:
* The bar in red indicates where ABSA Bank Kenya's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya (NAI:ABSA) has a Net Margin % of 36.25% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on ABSA Bank Kenya and its competitors. This is 36% above median its historical median of 26.67. Over the past decade, ABSA Bank Kenya's Net Margin % has ranged from 12.22 to 38.16. According to the industry distribution chart, ABSA Bank Kenya ranks #307 out of 1527 companies in the Banks industry, placing it in the top 20.1%.
Is ABSA Bank Kenya's Net Margin % too high?
ABSA Bank Kenya's current Net Margin % of 36.25% is 36% above median its 10-year median of 26.67. Over the past 10 years, this metric has ranged from a low of 12.22 to a high of 38.16. The Banks industry median Net Margin % is 26.95. ABSA Bank Kenya's value of 36.25% is 34.5% above this industry median. Based on the distribution chart, ABSA Bank Kenya ranks #307 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ABSA Bank Kenya has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Net Margin % compare to competitors?
According to the Banks industry distribution chart, ABSA Bank Kenya ranks #307 out of 1527 companies for Net Margin %. This places ABSA Bank Kenya in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. ABSA Bank Kenya's value of 36.25% is 34.5% above this benchmark. Historically, ABSA Bank Kenya's own Net Margin % has ranged from 12.22 to 38.16 over the past decade. While the company's 10-year median is 26.67 vs. the industry median of 26.95, ABSA Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABSA Bank Kenya's current Net Margin % of 36.25% is 34.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ABSA Bank Kenya and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABSA Bank Kenya's current Net Margin % is 36.25%, which is 36% above median its own 10-year median of 26.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.01, compared to a current price of KES32.50 — trading 103% above its estimated fair value. The current Net Margin % is 36.25%, which is 36% above median its 10-year median of 26.67 and 34.5% above the Banks industry median of 26.95. ABSA Bank Kenya's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Net Margin % is 36.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES32.50 is trading 103% above its estimated GF Value™ of KES16.01.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
Net Margin %: 36.25% (36% above median its 10-year median of 26.67)
GF Value™: KES16.01 vs. price of KES32.50 (103% above fair value)
Industry Position: 34.5% above the Banks median (#307 of 1527)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
75GF Score
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