ABSA Bank KenyaNAI:ABSA +0.31%75 Pretax Margin % is 51.13% as of Mar. 2026, which is 33% above its 10-year median of 38.54. GuruFocus rates NAI:ABSA with a GF Score™ of 75/100 and a GF Value™ of KES16.07 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, ABSA Bank Kenya ranks better than 86.45% on this metric.
The historical rank and industry rank for ABSA Bank Kenya's Pretax Margin % or its related term are showing as below:
NAI:ABSA'
s Pretax Margin % Range Over the Past 10 Years
Min: 16.57 Med: 38.54 Max: 54.52
Current: 53.37
NAI:ABSA's Pretax Margin % is ranked better than 86.45% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs NAI:ABSA: 53.37
ABSA Bank Kenya (NAI:ABSA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ABSA Bank Kenya Pretax Margin % Related Terms
ABSA Bank Kenya Pretax Margin % Historical Data
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The historical data trend for ABSA Bank Kenya's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, ABSA Bank Kenya's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABSA Bank Kenya Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ABSA Bank Kenya's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ABSA Bank Kenya's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya (NAI:ABSA) has a Pretax Margin % of 51.13% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ABSA Bank Kenya and its competitors. This is 33% above median its historical median of 38.54. Over the past decade, ABSA Bank Kenya's Pretax Margin % has ranged from 16.57 to 54.52. According to the industry distribution chart, ABSA Bank Kenya ranks #207 out of 1528 companies in the Banks industry, placing it in the top 13.5%.
Is ABSA Bank Kenya's Pretax Margin % too high?
ABSA Bank Kenya's current Pretax Margin % of 51.13% is 33% above median its 10-year median of 38.54. Over the past 10 years, this metric has ranged from a low of 16.57 to a high of 54.52. The Banks industry median Pretax Margin % is 34.72. ABSA Bank Kenya's value of 51.13% is 47.3% above this industry median. Based on the distribution chart, ABSA Bank Kenya ranks #207 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ABSA Bank Kenya has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, ABSA Bank Kenya ranks #207 out of 1528 companies for Pretax Margin %. This places ABSA Bank Kenya in the top 14% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. ABSA Bank Kenya's value of 51.13% is 47.3% above this benchmark. Historically, ABSA Bank Kenya's own Pretax Margin % has ranged from 16.57 to 54.52 over the past decade. While the company's 10-year median is 38.54 vs. the industry median of 34.72, ABSA Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABSA Bank Kenya's current Pretax Margin % of 51.13% is 47.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ABSA Bank Kenya and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABSA Bank Kenya's current Pretax Margin % is 51.13%, which is 33% above median its own 10-year median of 38.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.07, compared to a current price of KES32.75 — trading 103.8% above its estimated fair value. The current Pretax Margin % is 51.13%, which is 33% above median its 10-year median of 38.54 and 47.3% above the Banks industry median of 34.72. ABSA Bank Kenya's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Pretax Margin % is 51.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES32.75 is trading 103.8% above its estimated GF Value™ of KES16.07.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
Pretax Margin %: 51.13% (33% above median its 10-year median of 38.54)
GF Value™: KES16.07 vs. price of KES32.75 (103.8% above fair value)
Industry Position: 47.3% above the Banks median (#207 of 1528)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
75GF Score
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