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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. ABSA Bank Kenya's retained earnings for the quarter that ended in Mar. 2026 was KES92,014 Mil.
ABSA Bank Kenya's quarterly retained earnings
declined
from Sep. 2025 (KES90,754 Mil) to Dec. 2025 (KES86,703 Mil) but then
increased
from Dec. 2025 (KES86,703 Mil) to Mar. 2026 (KES92,014 Mil).
ABSA Bank Kenya's annual retained earnings
increased
from Dec. 2023 (KES63,637 Mil) to Dec. 2024 (KES74,922 Mil) and
increased
from Dec. 2024 (KES74,922 Mil) to Dec. 2025 (KES86,703 Mil).
ABSA Bank Kenya (NAI:ABSA) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
ABSA Bank Kenya Retained Earnings Historical Data
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The historical data trend for ABSA Bank Kenya's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of KES92,014 Mil mean?
ABSA Bank Kenya (NAI:ABSA) has a Retained Earnings of KES92,014 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on ABSA Bank Kenya and its competitors.
Is ABSA Bank Kenya's Retained Earnings too high?
ABSA Bank Kenya's current Retained Earnings is KES92,014 Mil. Overall, ABSA Bank Kenya has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Retained Earnings compare to competitors?
ABSA Bank Kenya's Retained Earnings of KES92,014 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on ABSA Bank Kenya and its competitors. ABSA Bank Kenya's current Retained Earnings is KES92,014 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.37, compared to a current price of KES33.40 — trading 104% above its estimated fair value. The current Retained Earnings is KES92,014 Mil. ABSA Bank Kenya's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Retained Earnings is KES92,014 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES33.40 is trading 104% above its estimated GF Value™ of KES16.37.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
Retained Earnings: KES92,014 Mil
GF Value™: KES16.37 vs. price of KES33.40 (104% above fair value)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
77GF Score
Get the complete analysis for NAI:ABSA
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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