Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ABSA Bank KenyaNAI:ABSA -0.74%78 5-Year Yield-on-Cost % is 6.07 as of Aug. 04, 2026, which is 35% below its 10-year median of 9.39. GuruFocus rates NAI:ABSA with a GF Score™ of 78/100 and a GF Value™ of KES16.34 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, ABSA Bank Kenya ranks better than 73.64% on this metric.
ABSA Bank Kenya's yield on cost for the quarter that ended in Mar. 2026 was 6.07.
The historical rank and industry rank for ABSA Bank Kenya's 5-Year Yield-on-Cost % or its related term are showing as below:
NAI:ABSA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.5 Med: 9.39 Max: 13.99
Current: 6.07
During the past 13 years, ABSA Bank Kenya's highest Yield on Cost was 13.99. The lowest was 1.50. And the median was 9.39.
NAI:ABSA's 5-Year Yield-on-Cost % is ranked better than 73.64% of 1252
companies
in the Banks industry
Industry Median: 3.825
vs NAI:ABSA: 6.07
ABSA Bank Kenya (NAI:ABSA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ABSA Bank Kenya 5-Year Yield-on-Cost % Related Terms
ABSA Bank Kenya 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, ABSA Bank Kenya's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABSA Bank Kenya 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, ABSA Bank Kenya's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ABSA Bank Kenya's 5-Year Yield-on-Cost % falls into.
ABSA Bank Kenya 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of ABSA Bank Kenya is calculated as
ABSA Bank Kenya (NAI:ABSA) has a 5-Year Yield-on-Cost % of 6.07 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ABSA Bank Kenya and its competitors. This is 35% below median its historical median of 9.39. Over the past decade, ABSA Bank Kenya's 5-Year Yield-on-Cost % has ranged from 1.50 to 13.99. According to the industry distribution chart, ABSA Bank Kenya ranks #330 out of 1252 companies in the Banks industry, placing it in the top 26.4%.
Is ABSA Bank Kenya's 5-Year Yield-on-Cost % too high?
ABSA Bank Kenya's current 5-Year Yield-on-Cost % of 6.07 is 35% below median its 10-year median of 9.39. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 13.99. The Banks industry median 5-Year Yield-on-Cost % is 3.83. ABSA Bank Kenya's value of 6.07 is 58.7% above this industry median. Based on the distribution chart, ABSA Bank Kenya ranks #330 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, ABSA Bank Kenya has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, ABSA Bank Kenya ranks #330 out of 1252 companies for 5-Year Yield-on-Cost %. This puts ABSA Bank Kenya in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. ABSA Bank Kenya's value of 6.07 is 58.7% above this benchmark. Historically, ABSA Bank Kenya's own 5-Year Yield-on-Cost % has ranged from 1.50 to 13.99 over the past decade. While the company's 10-year median is 9.39 vs. the industry median of 3.83, ABSA Bank Kenya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABSA Bank Kenya's current 5-Year Yield-on-Cost % of 6.07 is 58.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ABSA Bank Kenya and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABSA Bank Kenya's current 5-Year Yield-on-Cost % is 6.07, which is 35% below median its own 10-year median of 9.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES16.34, compared to a current price of KES33.55 — trading 105.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.07, which is 35% below median its 10-year median of 9.39 and 58.7% above the Banks industry median of 3.83. ABSA Bank Kenya's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current 5-Year Yield-on-Cost % is 6.07 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES33.55 is trading 105.3% above its estimated GF Value™ of KES16.34.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
5-Year Yield-on-Cost %: 6.07 (35% below median its 10-year median of 9.39)
GF Value™: KES16.34 vs. price of KES33.55 (105.3% above fair value)
Industry Position: 58.7% above the Banks median (#330 of 1252)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
78GF Score
Get the complete analysis for NAI:ABSA
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAI:ABSA has been successfully added to your 
