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ABSA Bank KenyaNAI:ABSA +0.14%75 Debt-to-Equity is 0.05 as of Jun. 2026, which is 44% below its 10-year median of 0.09. GuruFocus rates NAI:ABSA with a GF Score™ of 75/100 and a GF Value™ of KES18.08 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,410 Banks companies, ABSA Bank Kenya ranks better than 94.68% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for ABSA Bank Kenya's Debt-to-Equity or its related term are showing as below:
NAI:ABSA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04 Med: 0.09 Max: 0.38
Current: 0.05
During the past 13 years, the highest Debt-to-Equity Ratio of ABSA Bank Kenya was 0.38. The lowest was 0.04. And the median was 0.09.
NAI:ABSA's Debt-to-Equity is ranked better than 94.68% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs NAI:ABSA: 0.05
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
ABSA Bank Kenya Debt-to-Equity Related Terms
ABSA Bank Kenya Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for ABSA Bank Kenya's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, ABSA Bank Kenya's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABSA Bank Kenya Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, ABSA Bank Kenya's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where ABSA Bank Kenya's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABSA Bank Kenya (NAI:ABSA) has a Debt-to-Equity of 0.05 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ABSA Bank Kenya and its competitors. This is 44% below median its historical median of 0.09. Over the past decade, ABSA Bank Kenya's Debt-to-Equity has ranged from 0.04 to 0.38. According to the industry distribution chart, ABSA Bank Kenya ranks #75 out of 1410 companies in the Banks industry, placing it in the top 5.3%.
Is ABSA Bank Kenya's Debt-to-Equity too high?
ABSA Bank Kenya's current Debt-to-Equity of 0.05 is 44% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.38. The Banks industry median Debt-to-Equity is 0.58. ABSA Bank Kenya's value of 0.05 is 91.4% below this industry median. Based on the distribution chart, ABSA Bank Kenya ranks #75 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ABSA Bank Kenya has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABSA Bank Kenya's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, ABSA Bank Kenya ranks #75 out of 1410 companies for Debt-to-Equity. This places ABSA Bank Kenya in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. ABSA Bank Kenya's value of 0.05 is 91.4% below this benchmark. Historically, ABSA Bank Kenya's own Debt-to-Equity has ranged from 0.04 to 0.38 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.58, ABSA Bank Kenya has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABSA Bank Kenya's current Debt-to-Equity of 0.05 is 91.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ABSA Bank Kenya and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABSA Bank Kenya's current Debt-to-Equity is 0.05, which is 44% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABSA Bank Kenya stock overvalued right now?
Based on GuruFocus' analysis, ABSA Bank Kenya (NAI:ABSA) is currently considered Significantly Overvalued. The stock's GF Value™ is KES18.08, compared to a current price of KES34.95 — trading 93.3% above its estimated fair value. The current Debt-to-Equity is 0.05, which is 44% below median its 10-year median of 0.09 and 91.4% below the Banks industry median of 0.58. ABSA Bank Kenya's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ABSA Bank Kenya (NAI:ABSA), the current Debt-to-Equity is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABSA Bank Kenya (NAI:ABSA) Overvalued in 2026?
Based on GuruFocus' analysis, ABSA Bank Kenya stock appears to be overvalued.
The current stock price of KES34.95 is trading 93.3% above its estimated GF Value™ of KES18.08.
GuruFocus considers ABSA Bank Kenya to be Significantly Overvalued.
Key valuation signals for NAI:ABSA:
Debt-to-Equity: 0.05 (44% below median its 10-year median of 0.09)
GF Value™: KES18.08 vs. price of KES34.95 (93.3% above fair value)
Industry Position: 91.4% below the Banks median (#75 of 1410)
No single metric tells the full story. See the NAI:ABSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ABSA Bank Kenya PLC is a diversified financial services company offering clients a range of retail, business, corporate and investment, and wealth management solutions. The company's operating segment includes Consumer banking and Corporate banking. It generates maximum revenue from the Consumer Banking segment. The Consumer Banking segment incorporates private customer current accounts, savings, deposits, credit and debit cards, consumer loans, and mortgages. Its Corporate Banking segment includes the business model that centers on delivering specialist investment banking, financing, risk management, and advisory solutions across asset classes to corporates, financial institutions and government clients.
75GF Score
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