Manulife Financial (PHS:MFC) Net Loan: ₱5,070,296 Mil (As of Mar. 2026)


PHS:MFC Manulife Financial Corp PHS:MFC
71 GF Score
Price ₱2,370.00
GF Value ₱1,729.02
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial Net Loan?

Manulife Financial PHS:MFC +1.72% 71 Net Loan is ₱5,070,296 Mil as of Mar. 2026. GuruFocus rates PHS:MFC with a GF Score™ of 71/100 and a GF Value™ of ₱1,729.02 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Manulife Financial's quarterly net loan increased from Sep. 2025 (₱4,915,772 Mil) to Dec. 2025 (₱4,976,971 Mil) and increased from Dec. 2025 (₱4,976,971 Mil) to Mar. 2026 (₱5,070,296 Mil).

Manulife Financial's annual net loan declined from Dec. 2023 (₱4,605,382 Mil) to Dec. 2024 (₱4,976,971 Mil) but then increased from Dec. 2024 (₱4,976,971 Mil) to Dec. 2025 (₱5,070,296 Mil).

Manulife Financial Net Loan Historical Data

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The historical data trend for Manulife Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manulife Financial Net Loan Chart

Manulife Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,984,612.54 4,371,215.28 4,605,382.07 4,594,125.00 4,976,971.29

Manulife Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,599,641.53 4,814,567.96 4,915,772.20 4,976,971.29 5,070,295.88
PHS:MFC
71GF Score
Manulife Financial Corp PHS:MFC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Manulife Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₱5,070,296 Mil mean?
Manulife Financial (PHS:MFC) has a Net Loan of ₱5,070,296 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Manulife Financial and its competitors.
Is Manulife Financial's Net Loan too high?
Manulife Financial's current Net Loan is ₱5,070,296 Mil. Overall, Manulife Financial has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's Net Loan compare to AFL and MET?
Manulife Financial's Net Loan of ₱5,070,296 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Manulife Financial and its competitors. Manulife Financial's current Net Loan is ₱5,070,296 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1,729.02, compared to a current price of ₱2,370.00 — trading 37.1% above its estimated fair value. The current Net Loan is ₱5,070,296 Mil. Manulife Financial's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current Net Loan is ₱5,070,296 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,370.00 is trading 37.1% above its estimated GF Value™ of ₱1,729.02. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for PHS:MFC:

  • Net Loan: ₱5,070,296 Mil
  • GF Value™: ₱1,729.02 vs. price of ₱2,370.00 (37.1% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
71GF Score

Get the complete analysis for PHS:MFC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,370.00
Price
₱1,729.02
GF Value