Manulife Financial (PHS:MFC) Profitability Rank: 5 (As of Mar. 2026) — Near Median


PHS:MFC Manulife Financial Corp PHS:MFC
70 GF Score
Price ₱2,402.00
GF Value ₱1,730.80
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial Profitability Rank?

Manulife Financial PHS:MFC +0.08% 70 Profitability Rank is 5 as of Mar. 2026, which is at its 10-year median of 5.00. GuruFocus rates PHS:MFC with a GF Score™ of 70/100 and a GF Value™ of ₱1,730.80 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Manulife Financial has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Manulife Financial's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Manulife Financial's Piotroski F-Score is 8.


Manulife Financial Profitability Rank Related Terms


PHS:MFC vs AFL, MET, PRU: Profitability Rank Comparison

For the Insurance - Life subindustry, Manulife Financial's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Manulife Financial Profitability Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Manulife Financial's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Manulife Financial's Profitability Rank falls into.


PHS:MFC
70GF Score
Manulife Financial Corp PHS:MFC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Manulife Financial Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Manulife Financial has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Manulife Financial's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 532543.417
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Manulife Financial has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Manulife Financial (PHS:MFC) has a Profitability Rank of 5 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Manulife Financial and its competitors. This is near median its historical median of 5.00. Over the past decade, Manulife Financial's Profitability Rank has ranged from 4.00 to 7.00.
Is Manulife Financial's Profitability Rank too high?
Manulife Financial's current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, Manulife Financial has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's Profitability Rank compare to AFL and MET?
Manulife Financial's Profitability Rank of 5 can be compared against companies in the Insurance industry. Historically, Manulife Financial's own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for an Insurance company?
A good Profitability Rank depends on the Insurance industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Manulife Financial and its competitors. Manulife Financial's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1,730.80, compared to a current price of ₱2,402.00 — trading 38.8% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Manulife Financial's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current Profitability Rank is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,402.00 is trading 38.8% above its estimated GF Value™ of ₱1,730.80. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for PHS:MFC:

  • Profitability Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: ₱1,730.80 vs. price of ₱2,402.00 (38.8% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
70GF Score

Get the complete analysis for PHS:MFC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,402.00
Price
₱1,730.80
GF Value