Manulife Financial (PHS:MFC) Interest Expense: ₱-68,511 Mil (TTM As of Mar. 2026)


PHS:MFC Manulife Financial Corp PHS:MFC
62 GF Score
Price ₱2,312.00
GF Value ₱1,738.05
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial Interest Expense?

Manulife Financial PHS:MFC -3.26% 62 Interest Expense is ₱-68,511 Mil as of Mar. 2026. GuruFocus rates PHS:MFC with a GF Score™ of 62/100 and a GF Value™ of ₱1,738.05 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Manulife Financial's interest expense for the three months ended in Mar. 2026 was ₱ -17,351 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-68,511 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Manulife Financial's Operating Income for the three months ended in Mar. 2026 was ₱ 82,742 Mil. Manulife Financial's Interest Expense for the three months ended in Mar. 2026 was ₱ -17,351 Mil. Manulife Financial's Interest Coverage for the quarter that ended in Mar. 2026 was 4.77. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Manulife Financial  (PHS:MFC) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Manulife Financial's Interest Expense for the three months ended in Mar. 2026 was ₱-17,351 Mil. Its EBIT for the three months ended in Mar. 2026 was ₱82,742 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₱582,982 Mil.

Manulife Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*82741.521/-17351.187
=4.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Manulife Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for Manulife Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manulife Financial Interest Expense Chart

Manulife Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -48,336.46 -47,345.29 -70,886.19 -72,206.78 -67,874.00

Manulife Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16,156.21 -16,029.20 -17,163.97 -17,966.65 -17,351.19
PHS:MFC
62GF Score
Manulife Financial Corp PHS:MFC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Manulife Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-68,511 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₱-68,511 Mil mean?
Manulife Financial (PHS:MFC) has a Interest Expense of ₱-68,511 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Manulife Financial and its competitors.
Is Manulife Financial's Interest Expense too high?
Manulife Financial's current Interest Expense is ₱-68,511 Mil. Overall, Manulife Financial has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's Interest Expense compare to AFL and MET?
Manulife Financial's Interest Expense of ₱-68,511 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Manulife Financial and its competitors. Manulife Financial's current Interest Expense is ₱-68,511 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1,738.05, compared to a current price of ₱2,312.00 — trading 33% above its estimated fair value. The current Interest Expense is ₱-68,511 Mil. Manulife Financial's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current Interest Expense is ₱-68,511 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,312.00 is trading 33% above its estimated GF Value™ of ₱1,738.05. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for PHS:MFC:

  • Interest Expense: ₱-68,511 Mil
  • GF Value™: ₱1,738.05 vs. price of ₱2,312.00 (33% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
62GF Score

Get the complete analysis for PHS:MFC

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,312.00
Price
₱1,738.05
GF Value