Manulife Financial (PHS:MFC) 1-Year Sharpe Ratio: 1.23 (As of Jul. 07, 2026)


PHS:MFC Manulife Financial Corp PHS:MFC
70 GF Score
Price ₱2,400.00
GF Value ₱1,728.82
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial 1-Year Sharpe Ratio?

Manulife Financial PHS:MFC 70 1-Year Sharpe Ratio is 1.23 as of Jul. 07, 2026. GuruFocus rates PHS:MFC with a GF Score™ of 70/100 and a GF Value™ of ₱1,728.82 (Significantly Overvalued). The stock has 8 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-07), Manulife Financial's 1-Year Sharpe Ratio is 1.23.

Manulife Financial  (PHS:MFC) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Manulife Financial 1-Year Sharpe Ratio Related Terms

PHS:MFC vs AFL, MET, PRU: 1-Year Sharpe Ratio Comparison

For the Insurance - Life subindustry, Manulife Financial's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Manulife Financial 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Manulife Financial's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Manulife Financial's 1-Year Sharpe Ratio falls into.


PHS:MFC
70GF Score
Manulife Financial Corp PHS:MFC
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Manulife Financial 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.23 mean?
Manulife Financial (PHS:MFC) has a 1-Year Sharpe Ratio of 1.23 as of Jul. 07, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Manulife Financial and its competitors.
Is Manulife Financial's 1-Year Sharpe Ratio too high?
Manulife Financial's current 1-Year Sharpe Ratio is 1.23. Overall, Manulife Financial has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's 1-Year Sharpe Ratio compare to AFL and MET?
Manulife Financial's 1-Year Sharpe Ratio of 1.23 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Manulife Financial and its competitors. Manulife Financial's current 1-Year Sharpe Ratio is 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1,728.82, compared to a current price of ₱2,400.00 — trading 38.8% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.23. Manulife Financial's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current 1-Year Sharpe Ratio is 1.23 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,400.00 is trading 38.8% above its estimated GF Value™ of ₱1,728.82. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for PHS:MFC:

  • 1-Year Sharpe Ratio: 1.23
  • GF Value™: ₱1,728.82 vs. price of ₱2,400.00 (38.8% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
70GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,400.00
Price
₱1,728.82
GF Value