Manulife Financial (PHS:MFC) Long-Term Debt: ₱582,982 Mil (As of Mar. 2026)


PHS:MFC Manulife Financial Corp PHS:MFC
63 GF Score
Price ₱2,312.00
GF Value ₱1,773.11
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Manulife Financial Long-Term Debt?

Manulife Financial PHS:MFC -3.26% 63 Long-Term Debt is ₱582,982 Mil as of Mar. 2026. GuruFocus rates PHS:MFC with a GF Score™ of 63/100 and a GF Value™ of ₱1,773.11 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Manulife Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was ₱582,982 Mil.

Manulife Financial's quarterly Long-Term Debt declined from Sep. 2025 (₱594,015 Mil) to Dec. 2025 (₱573,779 Mil) but then increased from Dec. 2025 (₱573,779 Mil) to Mar. 2026 (₱582,982 Mil).

Manulife Financial's annual Long-Term Debt increased from Dec. 2023 (₱553,952 Mil) to Dec. 2024 (₱608,281 Mil) but then declined from Dec. 2024 (₱608,281 Mil) to Dec. 2025 (₱573,779 Mil).

Manulife Financial  (PHS:MFC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Manulife Financial Long-Term Debt Related Terms

Manulife Financial Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Manulife Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manulife Financial Long-Term Debt Chart

Manulife Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 567,128.73 528,906.79 553,952.34 608,280.92 573,779.26

Manulife Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 604,344.52 594,468.27 594,014.79 573,779.26 582,982.03
PHS:MFC
63GF Score
Manulife Financial Corp PHS:MFC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₱582,982 Mil mean?
Manulife Financial (PHS:MFC) has a Long-Term Debt of ₱582,982 Mil as of Mar. 2026.
Is Manulife Financial's Long-Term Debt too high?
Manulife Financial's current Long-Term Debt is ₱582,982 Mil. Overall, Manulife Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's Long-Term Debt compare to AFL and MET?
Manulife Financial's Long-Term Debt of ₱582,982 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Manulife Financial's current Long-Term Debt is ₱582,982 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱1,773.11, compared to a current price of ₱2,312.00 — trading 30.4% above its estimated fair value. The current Long-Term Debt is ₱582,982 Mil. Manulife Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current Long-Term Debt is ₱582,982 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,312.00 is trading 30.4% above its estimated GF Value™ of ₱1,773.11. GuruFocus considers Manulife Financial to be Modestly Overvalued.

Key valuation signals for PHS:MFC:

  • Long-Term Debt: ₱582,982 Mil
  • GF Value™: ₱1,773.11 vs. price of ₱2,312.00 (30.4% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
63GF Score

Get the complete analysis for PHS:MFC

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,312.00
Price
₱1,773.11
GF Value