Manulife Financial (PHS:MFC) 3-Year EBITDA Growth Rate: 0.00% (As of Mar. 2026)

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PHS:MFC Manulife Financial Corp PHS:MFC
70 GF Score
Price ₱2,450.00
GF Value ₱1,735.38
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Manulife Financial 3-Year EBITDA Growth Rate?

Manulife Financial PHS:MFC 70 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus rates PHS:MFC with a GF Score™ of 70/100 and a GF Value™ of ₱1,735.38 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 288 Insurance companies, Manulife Financial ranks worse than 347221.88% on this metric.

Manulife Financial's EBITDA per Share for the three months ended in Mar. 2026 was ₱36.62.

During the past 12 months, Manulife Financial's average EBITDA Per Share Growth Rate was 17.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Manulife Financial was 122.40% per year. The lowest was -40.00% per year. And the median was 13.60% per year.

Manulife Financial  (PHS:MFC) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Manulife Financial 3-Year EBITDA Growth Rate Related Terms

PHS:MFC vs AFL, MET, PRU: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Life subindustry, Manulife Financial's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Manulife Financial 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Manulife Financial's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Manulife Financial's 3-Year EBITDA Growth Rate falls into.


PHS:MFC
70GF Score
Manulife Financial Corp PHS:MFC
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Manulife Financial 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Manulife Financial (PHS:MFC) has a 3-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Manulife Financial and its competitors. According to the industry distribution chart, Manulife Financial ranks #999999 out of 288 companies in the Insurance industry.
Is Manulife Financial's 3-Year EBITDA Growth Rate too high?
Manulife Financial's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Manulife Financial ranks #999999 out of 288 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Manulife Financial has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's 3-Year EBITDA Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, Manulife Financial ranks #999999 out of 288 companies for 3-Year EBITDA Growth Rate. This places Manulife Financial in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Manulife Financial and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manulife Financial's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (PHS:MFC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1,735.38, compared to a current price of ₱2,450.00 — trading 41.2% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Manulife Financial's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Manulife Financial (PHS:MFC), the current 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,450.00 is trading 41.2% above its estimated GF Value™ of ₱1,735.38. GuruFocus considers Manulife Financial to be Significantly Overvalued.

Key valuation signals for PHS:MFC:

  • 3-Year EBITDA Growth Rate: 0.00%
  • GF Value™: ₱1,735.38 vs. price of ₱2,450.00 (41.2% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
70GF Score

Get the complete analysis for PHS:MFC

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,450.00
Price
₱1,735.38
GF Value