Manulife Financial (PHS:MFC) Risk Assessment


PHS:MFC Manulife Financial Corp PHS:MFC
65 GF Score
Price ₱2,326.00
GF Value ₱1,784.44
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Manulife Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Manulife Financial is: High Risk: High uncertainty with risk-return tradeoff.

Manulife Financial  (PHS:MFC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Manulife Financial Risk Assessment Related Terms

PHS:MFC vs AFL, MET, PRU: Risk Assessment Comparison

For the Insurance - Life subindustry, Manulife Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Manulife Financial Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, Manulife Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Manulife Financial's Risk Assessment falls into.


PHS:MFC
65GF Score
Manulife Financial Corp PHS:MFC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Manulife Financial (PHS:MFC) Overvalued in 2026?

Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued. The current stock price of ₱2,326.00 is trading 30.3% above its estimated GF Value™ of ₱1,784.44. GuruFocus considers Manulife Financial to be Modestly Overvalued.

Key valuation signals for PHS:MFC:

  • Risk Assessment:
  • GF Value™: ₱1,784.44 vs. price of ₱2,326.00 (30.3% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manulife Financial Business Description

Address 200 Bloor Street East, Toronto, ON, CAN, M4W 1E5
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
65GF Score

Get the complete analysis for PHS:MFC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2,326.00
Price
₱1,784.44
GF Value