Moneta Money Bank AS (STU:MM0) Net Loan: €12,755.2 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:MM0 Moneta Money Bank AS STU:MM0
67 GF Score
Price €7.87
GF Value €6.23
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Moneta Money Bank AS Net Loan?

Moneta Money Bank AS STU:MM0 +0.45% 67 Net Loan is €12,755.2 Mil as of Jun. 2026. GuruFocus rates STU:MM0 with a GF Score™ of 67/100 and a GF Value™ of €6.23 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Moneta Money Bank AS's quarterly net loan increased from Dec. 2025 (€12,004.8 Mil) to Mar. 2026 (€12,122.3 Mil) and increased from Mar. 2026 (€12,122.3 Mil) to Jun. 2026 (€12,755.2 Mil).

Moneta Money Bank AS's annual net loan increased from Dec. 2023 (€10,748.8 Mil) to Dec. 2024 (€12,122.3 Mil) and increased from Dec. 2024 (€12,122.3 Mil) to Dec. 2025 (€12,755.2 Mil).

Moneta Money Bank AS Net Loan Historical Data

* Premium members only.

The historical data trend for Moneta Money Bank AS's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS Net Loan Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,127.09 11,070.62 10,748.79 10,952.94 12,004.79

Moneta Money Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,399.07 11,787.04 12,004.79 12,122.26 12,755.18
STU:MM0
67GF Score
Moneta Money Bank AS STU:MM0
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €12,755.2 Mil mean?
Moneta Money Bank AS (STU:MM0) has a Net Loan of €12,755.2 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's Net Loan too high?
Moneta Money Bank AS's current Net Loan is €12,755.2 Mil. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Net Loan compare to PNC and USB?
Moneta Money Bank AS's Net Loan of €12,755.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current Net Loan is €12,755.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.23, compared to a current price of €7.87 — trading 26.2% above its estimated fair value. The current Net Loan is €12,755.2 Mil. Moneta Money Bank AS's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current Net Loan is €12,755.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of €7.87 is trading 26.2% above its estimated GF Value™ of €6.23. GuruFocus considers Moneta Money Bank AS to be Modestly Overvalued.

Key valuation signals for STU:MM0:

  • Net Loan: €12,755.2 Mil
  • GF Value™: €6.23 vs. price of €7.87 (26.2% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Moneta Money Bank AS Business Description

Other Exchanges 0RGC:UKMONET:Czech Republic
Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score

Get the complete analysis for STU:MM0

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.87
Price
€6.23
GF Value