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Moneta Money Bank ASSTU:MM0 +0.85%67 5-Year Yield-on-Cost % is 6.10 as of Jul. 20, 2026, which is 28% below its 10-year median of 8.42. GuruFocus rates STU:MM0 with a GF Score™ of 67/100 and a GF Value™ of €5.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,255 Banks companies, Moneta Money Bank AS ranks better than 73.23% on this metric.
Moneta Money Bank AS's yield on cost for the quarter that ended in Mar. 2026 was 6.10.
The historical rank and industry rank for Moneta Money Bank AS's 5-Year Yield-on-Cost % or its related term are showing as below:
STU:MM0'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.18 Med: 8.42 Max: 19.34
Current: 6.1
During the past 11 years, Moneta Money Bank AS's highest Yield on Cost was 19.34. The lowest was 3.18. And the median was 8.42.
STU:MM0's 5-Year Yield-on-Cost % is ranked better than 73.23% of 1255
companies
in the Banks industry
Industry Median: 3.86
vs STU:MM0: 6.10
Moneta Money Bank AS (STU:MM0) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Moneta Money Bank AS 5-Year Yield-on-Cost % Related Terms
STU:MM0 vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Moneta Money Bank AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's 5-Year Yield-on-Cost % falls into.
Moneta Money Bank AS 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Moneta Money Bank AS (STU:MM0) has a 5-Year Yield-on-Cost % of 6.10 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Moneta Money Bank AS and its competitors. This is 28% below median its historical median of 8.42. Over the past decade, Moneta Money Bank AS's 5-Year Yield-on-Cost % has ranged from 3.18 to 19.34. According to the industry distribution chart, Moneta Money Bank AS ranks #336 out of 1255 companies in the Banks industry, placing it in the top 26.8%.
Is Moneta Money Bank AS's 5-Year Yield-on-Cost % too high?
Moneta Money Bank AS's current 5-Year Yield-on-Cost % of 6.10 is 28% below median its 10-year median of 8.42. Over the past 10 years, this metric has ranged from a low of 3.18 to a high of 19.34. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Moneta Money Bank AS's value of 6.10 is 58% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #336 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #336 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Moneta Money Bank AS in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Moneta Money Bank AS's value of 6.10 is 58% above this benchmark. Historically, Moneta Money Bank AS's own 5-Year Yield-on-Cost % has ranged from 3.18 to 19.34 over the past decade. While the company's 10-year median is 8.42 vs. the industry median of 3.86, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current 5-Year Yield-on-Cost % of 6.10 is 58% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current 5-Year Yield-on-Cost % is 6.10, which is 28% below median its own 10-year median of 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.62, compared to a current price of €7.75 — trading 37.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.10, which is 28% below median its 10-year median of 8.42 and 58% above the Banks industry median of 3.86. Moneta Money Bank AS's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current 5-Year Yield-on-Cost % is 6.10 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of €7.75 is trading 37.8% above its estimated GF Value™ of €5.62.
GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.
Key valuation signals for STU:MM0:
5-Year Yield-on-Cost %: 6.10 (28% below median its 10-year median of 8.42)
GF Value™: €5.62 vs. price of €7.75 (37.8% above fair value)
Industry Position: 58% above the Banks median (#336 of 1255)
No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score
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