Moneta Money Bank AS (STU:MM0) ROE % Adjusted to Book Value: 6.94% (As of Mar. 2026)


STU:MM0 Moneta Money Bank AS STU:MM0
64 GF Score
Price €7.74
GF Value €5.60
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Moneta Money Bank AS ROE % Adjusted to Book Value?

Moneta Money Bank AS STU:MM0 +0.72% 64 ROE % Adjusted to Book Value is 6.94% as of Mar. 2026. GuruFocus rates STU:MM0 with a GF Score™ of 64/100 and a GF Value™ of €5.60 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Moneta Money Bank AS's ROE % for the quarter that ended in Mar. 2026 was 19.70%. Moneta Money Bank AS's PB Ratio for the quarter that ended in Mar. 2026 was 2.84. Moneta Money Bank AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.94%.


Moneta Money Bank AS ROE % Adjusted to Book Value Related Terms


Moneta Money Bank AS ROE % Adjusted to Book Value Historical Data

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The historical data trend for Moneta Money Bank AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS ROE % Adjusted to Book Value Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.93 14.30 11.45 9.22 6.92

Moneta Money Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.16 8.65 9.23 6.74 6.94

STU:MM0 vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's ROE % Adjusted to Book Value falls into.


STU:MM0
64GF Score
Moneta Money Bank AS STU:MM0
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Moneta Money Bank AS ROE % Adjusted to Book Value Calculation

Moneta Money Bank AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.98% / 3.03
=6.92%

Moneta Money Bank AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.70% / 2.84
=6.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.94% mean?
Moneta Money Bank AS (STU:MM0) has a ROE % Adjusted to Book Value of 6.94% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's ROE % Adjusted to Book Value too high?
Moneta Money Bank AS's current ROE % Adjusted to Book Value is 6.94%. Overall, Moneta Money Bank AS has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's ROE % Adjusted to Book Value compare to PNC and USB?
Moneta Money Bank AS's ROE % Adjusted to Book Value of 6.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current ROE % Adjusted to Book Value is 6.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.60, compared to a current price of €7.74 — trading 38.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.94%. Moneta Money Bank AS's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current ROE % Adjusted to Book Value is 6.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of €7.74 is trading 38.1% above its estimated GF Value™ of €5.60. GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.

Key valuation signals for STU:MM0:

  • ROE % Adjusted to Book Value: 6.94%
  • GF Value™: €5.60 vs. price of €7.74 (38.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Other Exchanges 0RGC:UKMONET:Czech Republic
Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
64GF Score

Get the complete analysis for STU:MM0

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.74
Price
€5.60
GF Value