Moneta Money Bank ASSTU:MM0 -0.38%64 PS Ratio is 6.99 as of Jul. 09, 2026, which is 77% above its 10-year median of 3.96. GuruFocus rates STU:MM0 with a GF Score™ of 64/100 and a GF Value™ of €5.63 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Moneta Money Bank AS ranks worse than 93.8% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Moneta Money Bank AS's share price is €7.875.
Moneta Money Bank AS's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €1.13. Hence, Moneta Money Bank AS's PS Ratio for today is 6.99.
Warning Sign:
Moneta Money Bank AS stock PS Ratio (=6.9) is close to 10-year high of 7.63.
The historical rank and industry rank for Moneta Money Bank AS's PS Ratio or its related term are showing as below:
STU:MM0'
s PS Ratio Range Over the Past 10 Years
Min: 2.18 Med: 3.96 Max: 7.63
Current: 6.87
During the past 11 years, Moneta Money Bank AS's highest PS Ratio was 7.63. The lowest was 2.18. And the median was 3.96.
STU:MM0's PS Ratio is ranked worse than 93.8% of 1516
companies
in the Banks industry
Industry Median: 3
vs STU:MM0: 6.87
During the past 12 months, the average Revenue per Share Growth Rate of Moneta Money Bank AS was 6.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.10% per year.
During the past 11 years, Moneta Money Bank AS's highest 3-Year average Revenue per Share Growth Rate was 5.60% per year. The lowest was -6.70% per year. And the median was 4.50% per year.
Back to Basics: PS Ratio
Moneta Money Bank AS (STU:MM0) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Moneta Money Bank AS PS Ratio Related Terms
Moneta Money Bank AS PS Ratio Historical Data
* Premium members only.
The historical data trend for Moneta Money Bank AS's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Moneta Money Bank AS's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's PS Ratio distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Moneta Money Bank AS's Share Price of today is €7.875. Moneta Money Bank AS's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.13.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Moneta Money Bank AS (STU:MM0) has a PS Ratio of 6.99 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Moneta Money Bank AS and its competitors. This is 77% above median its historical median of 3.96. Over the past decade, Moneta Money Bank AS's PS Ratio has ranged from 2.18 to 7.63. According to the industry distribution chart, Moneta Money Bank AS ranks #1422 out of 1516 companies in the Banks industry, placing it in the top 93.8%.
Is Moneta Money Bank AS's PS Ratio too high?
Moneta Money Bank AS's current PS Ratio of 6.99 is 77% above median its 10-year median of 3.96. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 7.63. The Banks industry median PS Ratio is 3.00. Moneta Money Bank AS's value of 6.99 is 133% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #1422 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #1422 out of 1516 companies for PS Ratio. This places Moneta Money Bank AS in the lower half of its industry. The industry median PS Ratio is 3.00. Moneta Money Bank AS's value of 6.99 is 133% above this benchmark. Historically, Moneta Money Bank AS's own PS Ratio has ranged from 2.18 to 7.63 over the past decade. While the company's 10-year median is 3.96 vs. the industry median of 3.00, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current PS Ratio of 6.99 is 133% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current PS Ratio is 6.99, which is 77% above median its own 10-year median of 3.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.63, compared to a current price of €7.88 — trading 39.9% above its estimated fair value. The current PS Ratio is 6.99, which is 77% above median its 10-year median of 3.96 and 133% above the Banks industry median of 3.00. Moneta Money Bank AS's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current PS Ratio is 6.99 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of €7.88 is trading 39.9% above its estimated GF Value™ of €5.63.
GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.
Key valuation signals for STU:MM0:
PS Ratio: 6.99 (77% above median its 10-year median of 3.96)
GF Value™: €5.63 vs. price of €7.88 (39.9% above fair value)
Industry Position: 133% above the Banks median (#1422 of 1516)
No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
64GF Score
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