Moneta Money Bank AS (STU:MM0) Profitability Rank: 4 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:MM0 Moneta Money Bank AS STU:MM0
67 GF Score
Price €8.15
GF Value €6.40
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Moneta Money Bank AS Profitability Rank?

Moneta Money Bank AS STU:MM0 -0.06% 67 Profitability Rank is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates STU:MM0 with a GF Score™ of 67/100 and a GF Value™ of €6.40 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Moneta Money Bank AS has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Moneta Money Bank AS's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Moneta Money Bank AS's Piotroski F-Score is 7.


Moneta Money Bank AS Profitability Rank Related Terms


STU:MM0 vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's Profitability Rank falls into.


STU:MM0
67GF Score
Moneta Money Bank AS STU:MM0
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Moneta Money Bank AS has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Moneta Money Bank AS's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 152.333
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Moneta Money Bank AS has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Moneta Money Bank AS (STU:MM0) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Moneta Money Bank AS and its competitors. This is near median its historical median of 4.00. Over the past decade, Moneta Money Bank AS's Profitability Rank has ranged from 1.00 to 6.00.
Is Moneta Money Bank AS's Profitability Rank too high?
Moneta Money Bank AS's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Profitability Rank compare to PNC and USB?
Moneta Money Bank AS's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Moneta Money Bank AS's own Profitability Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.40, compared to a current price of €8.15 — trading 27.3% above its estimated fair value. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. Moneta Money Bank AS's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of €8.15 is trading 27.3% above its estimated GF Value™ of €6.40. GuruFocus considers Moneta Money Bank AS to be Modestly Overvalued.

Key valuation signals for STU:MM0:

  • Profitability Rank: 4 (near median its 10-year median of 4.00)
  • GF Value™: €6.40 vs. price of €8.15 (27.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Other Exchanges 0RGC:UKMONET:Czech Republic
Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score

Get the complete analysis for STU:MM0

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.15
Price
€6.40
GF Value