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Moneta Money Bank ASSTU:MM0 -0.86%67 Equity-to-Asset is 0.06 as of Jun. 2026, which is 33% below its 10-year median of 0.09. GuruFocus rates STU:MM0 with a GF Score™ of 67/100 and a GF Value™ of €6.40 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,521 Banks companies, Moneta Money Bank AS ranks worse than 84.29% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Moneta Money Bank AS's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €1,333.1 Mil. Moneta Money Bank AS's Total Assets for the quarter that ended in Jun. 2026 was €21,685.7 Mil.
Therefore, Moneta Money Bank AS's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.06.
The historical rank and industry rank for Moneta Money Bank AS's Equity-to-Asset or its related term are showing as below:
STU:MM0'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.09 Max: 0.18
Current: 0.06
During the past 11 years, the highest Equity to Asset Ratio of Moneta Money Bank AS was 0.18. The lowest was 0.06. And the median was 0.09.
STU:MM0's Equity-to-Asset is ranked worse than 84.29% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs STU:MM0: 0.06
Moneta Money Bank AS (STU:MM0) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Moneta Money Bank AS Equity-to-Asset Related Terms
Moneta Money Bank AS Equity-to-Asset Historical Data
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The historical data trend for Moneta Money Bank AS's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Moneta Money Bank AS's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Moneta Money Bank AS's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneta Money Bank AS (STU:MM0) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Moneta Money Bank AS and its competitors. This is 33% below median its historical median of 0.09. Over the past decade, Moneta Money Bank AS's Equity-to-Asset has ranged from 0.06 to 0.18. According to the industry distribution chart, Moneta Money Bank AS ranks #1282 out of 1521 companies in the Banks industry, placing it in the top 84.3%.
Is Moneta Money Bank AS's Equity-to-Asset too high?
Moneta Money Bank AS's current Equity-to-Asset of 0.06 is 33% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. Moneta Money Bank AS's value of 0.06 is 40% below this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #1282 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #1282 out of 1521 companies for Equity-to-Asset. This places Moneta Money Bank AS in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Moneta Money Bank AS's value of 0.06 is 40% below this benchmark. Historically, Moneta Money Bank AS's own Equity-to-Asset has ranged from 0.06 to 0.18 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Moneta Money Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Moneta Money Bank AS and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current Equity-to-Asset is 0.06, which is 33% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.40, compared to a current price of €8.10 — trading 26.5% above its estimated fair value. The current Equity-to-Asset is 0.06, which is 33% below median its 10-year median of 0.09 and 40% below the Banks industry median of 0.10. Moneta Money Bank AS's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of €8.10 is trading 26.5% above its estimated GF Value™ of €6.40.
GuruFocus considers Moneta Money Bank AS to be Modestly Overvalued.
Key valuation signals for STU:MM0:
Equity-to-Asset: 0.06 (33% below median its 10-year median of 0.09)
GF Value™: €6.40 vs. price of €8.10 (26.5% above fair value)
Industry Position: 40% below the Banks median (#1282 of 1521)
No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score
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