Moneta Money Bank AS (STU:MM0) E10: €0.43 (As of Mar. 2026)


STU:MM0 Moneta Money Bank AS STU:MM0
64 GF Score
Price €7.74
GF Value €5.60
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Moneta Money Bank AS E10?

Moneta Money Bank AS STU:MM0 +0.72% 64 E10 is €0.43 as of Mar. 2026. GuruFocus rates STU:MM0 with a GF Score™ of 64/100 and a GF Value™ of €5.60 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Moneta Money Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.127. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.43 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Moneta Money Bank AS's average E10 Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-02), Moneta Money Bank AS's current stock price is €7.735. Moneta Money Bank AS's E10 for the quarter that ended in Mar. 2026 was €0.43. Moneta Money Bank AS's Shiller PE Ratio of today is 17.99.

During the past 11 years, the highest Shiller PE Ratio of Moneta Money Bank AS was 20.12. The lowest was 13.08. And the median was 17.36.


Moneta Money Bank AS  (STU:MM0) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Moneta Money Bank AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.735/0.43
=17.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Moneta Money Bank AS was 20.12. The lowest was 13.08. And the median was 17.36.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Moneta Money Bank AS E10 Related Terms


Moneta Money Bank AS E10 Historical Data

* Premium members only.

The historical data trend for Moneta Money Bank AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Moneta Money Bank AS E10 Chart

Moneta Money Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.41

Moneta Money Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.40 0.41 0.41 0.43

STU:MM0 vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Moneta Money Bank AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Moneta Money Bank AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Moneta Money Bank AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Moneta Money Bank AS's Shiller PE Ratio falls into.


STU:MM0
64GF Score
Moneta Money Bank AS STU:MM0
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Moneta Money Bank AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Moneta Money Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.127/330.2130*330.2130
=0.127

Current CPI (Mar. 2026) = 330.2130.

Moneta Money Bank AS Quarterly Data

per share eps CPI Adj_EPS
201606 0.087 241.018 0.119
201609 0.066 241.428 0.090
201612 0.062 241.432 0.085
201703 0.074 243.801 0.100
201706 0.088 244.955 0.119
201709 0.069 246.819 0.092
201712 0.062 246.524 0.083
201803 0.090 249.554 0.119
201806 0.074 251.989 0.097
201809 0.094 252.439 0.123
201812 0.063 251.233 0.083
201903 0.075 254.202 0.097
201906 0.078 256.143 0.101
201909 0.081 256.759 0.104
201912 0.073 256.974 0.094
202003 0.054 258.115 0.069
202006 0.034 257.797 0.044
202009 0.052 260.280 0.066
202012 0.053 260.474 0.067
202103 0.045 264.877 0.056
202106 0.063 271.696 0.077
202109 0.114 274.310 0.137
202112 0.083 278.802 0.098
202203 0.101 287.504 0.116
202206 0.125 296.311 0.139
202209 0.098 296.808 0.109
202212 0.084 296.797 0.093
202303 0.100 301.836 0.109
202306 0.106 305.109 0.115
202309 0.119 307.789 0.128
202312 0.098 306.746 0.105
202403 0.100 312.332 0.106
202406 0.113 314.175 0.119
202409 0.120 315.301 0.126
202412 0.123 315.605 0.129
202503 0.116 319.799 0.120
202506 0.129 322.561 0.132
202509 0.144 324.800 0.146
202512 0.129 324.054 0.131
202603 0.127 330.213 0.127

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.43 mean?
Moneta Money Bank AS (STU:MM0) has a E10 of €0.43 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors.
Is Moneta Money Bank AS's E10 too high?
Moneta Money Bank AS's current E10 is €0.43. Overall, Moneta Money Bank AS has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's E10 compare to PNC and USB?
Moneta Money Bank AS's E10 of €0.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Moneta Money Bank AS and its competitors. Moneta Money Bank AS's current E10 is €0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.60, compared to a current price of €7.74 — trading 38.1% above its estimated fair value. The current E10 is €0.43. Moneta Money Bank AS's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current E10 is €0.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?

Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued. The current stock price of €7.74 is trading 38.1% above its estimated GF Value™ of €5.60. GuruFocus considers Moneta Money Bank AS to be Significantly Overvalued.

Key valuation signals for STU:MM0:

  • E10: €0.43
  • GF Value™: €5.60 vs. price of €7.74 (38.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Moneta Money Bank AS Business Description

Other Exchanges 0RGC:UKMONET:Czech Republic
Address Vyskocilova 1442/1b, Michle, 140 00, Prague 4, CZE, 140 28
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
64GF Score

Get the complete analysis for STU:MM0

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.74
Price
€5.60
GF Value