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Moneta Money Bank ASSTU:MM0 -0.12%67 EV-to-OCF is 25.18 as of Aug. 21, 2026, which is 1867% above its 10-year median of 1.28. GuruFocus rates STU:MM0 with a GF Score™ of 67/100 and a GF Value™ of €6.39 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,495 Banks companies, Moneta Money Bank AS ranks worse than 91.97% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Moneta Money Bank AS's Enterprise Value is €4,518.1 Mil.
Moneta Money Bank AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €179.4 Mil. Therefore, Moneta Money Bank AS's EV-to-OCF for today is 25.18.
The historical rank and industry rank for Moneta Money Bank AS's EV-to-OCF or its related term are showing as below:
STU:MM0'
s EV-to-OCF Range Over the Past 10 Years
Min: -21.38 Med: 1.28 Max: 24.68
Current: 24.67
During the past 11 years, the highest EV-to-OCF of Moneta Money Bank AS was 24.68. The lowest was -21.38. And the median was 1.28.
STU:MM0's EV-to-OCF is ranked worse than 91.97% of 1495
companies
in the Banks industry
Industry Median: 3.9
vs STU:MM0: 24.67
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Moneta Money Bank AS (STU:MM0) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Moneta Money Bank AS's PE Ratio (TTM) for today is calculated as:
Moneta Money Bank AS's share price for today is €8.135.
Moneta Money Bank AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.545.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Moneta Money Bank AS EV-to-OCF Related Terms
Moneta Money Bank AS EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Moneta Money Bank AS's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Moneta Money Bank AS's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneta Money Bank AS EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Moneta Money Bank AS's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Moneta Money Bank AS's EV-to-OCF falls into.
Moneta Money Bank AS's current Enterprise Value is €4,518.1 Mil.
Moneta Money Bank AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €179.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneta Money Bank AS (STU:MM0) has a EV-to-OCF of 25.18 as of Aug. 21, 2026. This is 1867% above median its historical median of 1.28. According to the industry distribution chart, Moneta Money Bank AS ranks #1375 out of 1495 companies in the Banks industry, placing it in the top 92%.
Is Moneta Money Bank AS's EV-to-OCF too high?
Moneta Money Bank AS's current EV-to-OCF of 25.18 is 1867% above median its 10-year median of 1.28. The Banks industry median EV-to-OCF is 3.90. Moneta Money Bank AS's value of 25.18 is 545.6% above this industry median. Based on the distribution chart, Moneta Money Bank AS ranks #1375 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Moneta Money Bank AS has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneta Money Bank AS's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Moneta Money Bank AS ranks #1375 out of 1495 companies for EV-to-OCF. This places Moneta Money Bank AS in the lower half of its industry. The industry median EV-to-OCF is 3.90. Moneta Money Bank AS's value of 25.18 is 545.6% above this benchmark. While the company's 10-year median is 1.28 vs. the industry median of 3.90, Moneta Money Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Moneta Money Bank AS's current EV-to-OCF of 25.18 is 545.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneta Money Bank AS's current EV-to-OCF is 25.18, which is 1867% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneta Money Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Moneta Money Bank AS (STU:MM0) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.39, compared to a current price of €8.14 — trading 27.3% above its estimated fair value. The current EV-to-OCF is 25.18, which is 1867% above median its 10-year median of 1.28 and 545.6% above the Banks industry median of 3.90. Moneta Money Bank AS's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Moneta Money Bank AS (STU:MM0), the current EV-to-OCF is 25.18 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneta Money Bank AS (STU:MM0) Overvalued in 2026?
Based on GuruFocus' analysis, Moneta Money Bank AS stock appears to be overvalued.
The current stock price of €8.14 is trading 27.3% above its estimated GF Value™ of €6.39.
GuruFocus considers Moneta Money Bank AS to be Modestly Overvalued.
Key valuation signals for STU:MM0:
EV-to-OCF: 25.18 (1867% above median its 10-year median of 1.28)
GF Value™: €6.39 vs. price of €8.14 (27.3% above fair value)
Industry Position: 545.6% above the Banks median (#1375 of 1495)
No single metric tells the full story. See the STU:MM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneta Money Bank AS is a small and medium-sized enterprise banking institution based in the Czech Republic. The company's segment includes Commercial, Retail, and Other/Treasury. It generates maximum revenue from the Retail segment. The Retail segment focuses on deposits, loans, revolving products, credit cards, mortgages, building savings, and other transactions with retail customers. The Commercial segment consists of deposits, investment loans, revolving products, financing of real estate, and other services related to transactions with small and medium-sized enterprises, corporate clients, financial institutions, and public sector institutions. The Treasury Segment Performance and Other provides mainly the treasury function.
67GF Score
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