Taiwan Cooperative Financial Holding Co (TPE:5880) Net Loan: NT$3,125,961 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
84 GF Score
Price NT$24.10
GF Value NT$30.94
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Taiwan Cooperative Financial Holding Co Net Loan?

Taiwan Cooperative Financial Holding Co TPE:5880 +0.42% 84 Net Loan is NT$3,125,961 Mil as of Dec. 2025. GuruFocus rates TPE:5880 with a GF Score™ of 84/100 and a GF Value™ of NT$30.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Taiwan Cooperative Financial Holding Co's quarterly net loan increased from Jun. 2025 (NT$3,023,045 Mil) to Sep. 2025 (NT$3,178,326 Mil) but then declined from Sep. 2025 (NT$3,178,326 Mil) to Dec. 2025 (NT$3,125,961 Mil).

Taiwan Cooperative Financial Holding Co's annual net loan increased from Dec. 2023 (NT$2,800,347 Mil) to Dec. 2024 (NT$3,178,326 Mil) and increased from Dec. 2024 (NT$3,178,326 Mil) to Dec. 2025 (NT$3,125,961 Mil).


Taiwan Cooperative Financial Holding Co Net Loan Historical Data

* Premium members only.

The historical data trend for Taiwan Cooperative Financial Holding Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Cooperative Financial Holding Co Net Loan Chart

Taiwan Cooperative Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,436,697.64 2,589,591.06 2,800,346.57 3,060,868.84 3,125,961.05

Taiwan Cooperative Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,060,868.84 3,059,926.65 3,023,045.17 3,178,325.69 3,125,961.05
TPE:5880
84GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Cooperative Financial Holding Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NT$3,125,961 Mil mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Net Loan of NT$3,125,961 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Taiwan Cooperative Financial Holding Co and its competitors.
Is Taiwan Cooperative Financial Holding Co's Net Loan too high?
Taiwan Cooperative Financial Holding Co's current Net Loan is NT$3,125,961 Mil. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Net Loan compare to competitors?
Taiwan Cooperative Financial Holding Co's Net Loan of NT$3,125,961 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. Taiwan Cooperative Financial Holding Co's current Net Loan is NT$3,125,961 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$30.94, compared to a current price of NT$24.10 — trading 22.1% below its estimated fair value. The current Net Loan is NT$3,125,961 Mil. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Net Loan is NT$3,125,961 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$24.10 is trading 22.1% below its estimated GF Value™ of NT$30.94. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • Net Loan: NT$3,125,961 Mil
  • GF Value™: NT$30.94 vs. price of NT$24.10 (22.1% below fair value)
  • GF Score™: 84/100 with 2 warning signs

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
84GF Score

Get the complete analysis for TPE:5880

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$24.10
Price
NT$30.94
GF Value