Taiwan Cooperative Financial Holding Co (TPE:5880) E10: NT$1.30 (As of Dec. 2025)


TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
79 GF Score
Price NT$24.70
GF Value NT$31.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Taiwan Cooperative Financial Holding Co E10?

Taiwan Cooperative Financial Holding Co TPE:5880 -1.59% 79 E10 is NT$1.30 as of Dec. 2025. GuruFocus rates TPE:5880 with a GF Score™ of 79/100 and a GF Value™ of NT$31.27 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Taiwan Cooperative Financial Holding Co's adjusted earnings per share data for the three months ended in Dec. 2025 was NT$0.330. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NT$1.30 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Taiwan Cooperative Financial Holding Co's average E10 Growth Rate was 4.00% per year. During the past 3 years, the average E10 Growth Rate was 4.80% per year. During the past 5 years, the average E10 Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Taiwan Cooperative Financial Holding Co was 13.60% per year. The lowest was 4.80% per year. And the median was 8.55% per year.

As of today (2026-06-28), Taiwan Cooperative Financial Holding Co's current stock price is NT$24.70. Taiwan Cooperative Financial Holding Co's E10 for the quarter that ended in Dec. 2025 was NT$1.30. Taiwan Cooperative Financial Holding Co's Shiller PE Ratio of today is 19.00.

During the past 13 years, the highest Shiller PE Ratio of Taiwan Cooperative Financial Holding Co was 25.24. The lowest was 17.46. And the median was 20.13.


Taiwan Cooperative Financial Holding Co  (TPE:5880) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Taiwan Cooperative Financial Holding Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.70/1.30
=19.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Taiwan Cooperative Financial Holding Co was 25.24. The lowest was 17.46. And the median was 20.13.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Taiwan Cooperative Financial Holding Co E10 Related Terms


Taiwan Cooperative Financial Holding Co E10 Historical Data

* Premium members only.

The historical data trend for Taiwan Cooperative Financial Holding Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Cooperative Financial Holding Co E10 Chart

Taiwan Cooperative Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 1.13 1.20 1.25 1.30

Taiwan Cooperative Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.27 1.29 1.30 1.30

Taiwan Cooperative Financial Holding Co E10 Competitor Comparison

For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Cooperative Financial Holding Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Cooperative Financial Holding Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Taiwan Cooperative Financial Holding Co's Shiller PE Ratio falls into.


TPE:5880
79GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Cooperative Financial Holding Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Taiwan Cooperative Financial Holding Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.33/324.0540*324.0540
=0.330

Current CPI (Dec. 2025) = 324.0540.

Taiwan Cooperative Financial Holding Co Quarterly Data

per share eps CPI Adj_EPS
201603 0.196 238.132 0.267
201606 0.219 241.018 0.294
201609 0.249 241.428 0.334
201612 0.210 241.432 0.282
201703 0.218 243.801 0.290
201706 0.241 244.955 0.319
201709 0.289 246.819 0.379
201712 0.168 246.524 0.221
201803 0.240 249.554 0.312
201806 0.256 251.989 0.329
201809 0.281 252.439 0.361
201812 0.215 251.233 0.277
201903 0.248 254.202 0.316
201906 0.264 256.143 0.334
201909 0.298 256.759 0.376
201912 0.272 256.974 0.343
202003 0.247 258.115 0.310
202006 0.247 257.797 0.310
202009 0.269 260.280 0.335
202012 0.295 260.474 0.367
202103 0.286 264.877 0.350
202106 0.330 271.696 0.394
202109 0.384 274.310 0.454
202112 0.304 278.802 0.353
202203 0.277 287.504 0.312
202206 0.286 296.311 0.313
202209 0.366 296.808 0.400
202212 0.347 296.797 0.379
202303 0.310 301.836 0.333
202306 0.281 305.109 0.298
202309 0.311 307.789 0.327
202312 0.175 306.746 0.185
202403 0.330 312.332 0.342
202406 0.291 314.175 0.300
202409 0.370 315.301 0.380
202412 0.220 315.605 0.226
202503 0.311 319.799 0.315
202506 0.320 322.561 0.321
202509 0.380 324.800 0.379
202512 0.330 324.054 0.330

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NT$1.30 mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a E10 of NT$1.30 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Taiwan Cooperative Financial Holding Co and its competitors.
Is Taiwan Cooperative Financial Holding Co's E10 too high?
Taiwan Cooperative Financial Holding Co's current E10 is NT$1.30. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's E10 compare to competitors?
Taiwan Cooperative Financial Holding Co's E10 of NT$1.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. Taiwan Cooperative Financial Holding Co's current E10 is NT$1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.27, compared to a current price of NT$24.70 — trading 21% below its estimated fair value. The current E10 is NT$1.30. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current E10 is NT$1.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$24.70 is trading 21% below its estimated GF Value™ of NT$31.27. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • E10: NT$1.30
  • GF Value™: NT$31.27 vs. price of NT$24.70 (21% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score

Get the complete analysis for TPE:5880

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$24.70
Price
NT$31.27
GF Value