Taiwan Cooperative Financial Holding Co (TPE:5880) Pretax Margin %: 31.55% (As of Dec. 2025) — 18% Below Median


TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
79 GF Score
Price NT$24.85
GF Value NT$31.32
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Taiwan Cooperative Financial Holding Co Pretax Margin %?

Taiwan Cooperative Financial Holding Co TPE:5880 79 Pretax Margin % is 31.55% as of Dec. 2025, which is 18% below its 10-year median of 38.42. GuruFocus rates TPE:5880 with a GF Score™ of 79/100 and a GF Value™ of NT$31.32 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Taiwan Cooperative Financial Holding Co ranks better than 51.31% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Taiwan Cooperative Financial Holding Co's Pre-Tax Income for the three months ended in Dec. 2025 was NT$6,050 Mil. Taiwan Cooperative Financial Holding Co's Revenue for the three months ended in Dec. 2025 was NT$19,180 Mil. Therefore, Taiwan Cooperative Financial Holding Co's pretax margin for the quarter that ended in Dec. 2025 was 31.55%.

The historical rank and industry rank for Taiwan Cooperative Financial Holding Co's Pretax Margin % or its related term are showing as below:

TPE:5880' s Pretax Margin % Range Over the Past 10 Years
Min: 35.37   Med: 38.42   Max: 45.68
Current: 35.37


TPE:5880's Pretax Margin % is ranked better than
51.31% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs TPE:5880: 35.37

Taiwan Cooperative Financial Holding Co  (TPE:5880) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Taiwan Cooperative Financial Holding Co Pretax Margin % Related Terms


Taiwan Cooperative Financial Holding Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Taiwan Cooperative Financial Holding Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Cooperative Financial Holding Co Pretax Margin % Chart

Taiwan Cooperative Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.96 45.68 35.98 37.98 35.37

Taiwan Cooperative Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.47 36.61 36.28 37.17 31.55

Taiwan Cooperative Financial Holding Co Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Cooperative Financial Holding Co Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Cooperative Financial Holding Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Taiwan Cooperative Financial Holding Co's Pretax Margin % falls into.


TPE:5880
79GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Cooperative Financial Holding Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Taiwan Cooperative Financial Holding Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=26302.242/74361.936
=35.37 %

Taiwan Cooperative Financial Holding Co's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=6050.489/19180.491
=31.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 31.55% mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Pretax Margin % of 31.55% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. This is 18% below median its historical median of 38.42. Over the past decade, Taiwan Cooperative Financial Holding Co's Pretax Margin % has ranged from 35.37 to 45.68. According to the industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #744 out of 1528 companies in the Banks industry, placing it in the top 48.7%.
Is Taiwan Cooperative Financial Holding Co's Pretax Margin % too high?
Taiwan Cooperative Financial Holding Co's current Pretax Margin % of 31.55% is 18% below median its 10-year median of 38.42. Over the past 10 years, this metric has ranged from a low of 35.37 to a high of 45.68. The Banks industry median Pretax Margin % is 34.72. Taiwan Cooperative Financial Holding Co's value of 31.55% is 9.1% below this industry median. Based on the distribution chart, Taiwan Cooperative Financial Holding Co ranks #744 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #744 out of 1528 companies for Pretax Margin %. This puts Taiwan Cooperative Financial Holding Co in the upper half of its industry. The industry median Pretax Margin % is 34.72. Taiwan Cooperative Financial Holding Co's value of 31.55% is 9.1% below this benchmark. Historically, Taiwan Cooperative Financial Holding Co's own Pretax Margin % has ranged from 35.37 to 45.68 over the past decade. While the company's 10-year median is 38.42 vs. the industry median of 34.72, Taiwan Cooperative Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Cooperative Financial Holding Co's current Pretax Margin % of 31.55% is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Cooperative Financial Holding Co's current Pretax Margin % is 31.55%, which is 18% below median its own 10-year median of 38.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.32, compared to a current price of NT$24.85 — trading 20.7% below its estimated fair value. The current Pretax Margin % is 31.55%, which is 18% below median its 10-year median of 38.42 and 9.1% below the Banks industry median of 34.72. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Pretax Margin % is 31.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$24.85 is trading 20.7% below its estimated GF Value™ of NT$31.32. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • Pretax Margin %: 31.55% (18% below median its 10-year median of 38.42)
  • GF Value™: NT$31.32 vs. price of NT$24.85 (20.7% below fair value)
  • GF Score™: 79/100 with 3 warning signs
  • Industry Position: 9.1% below the Banks median (#744 of 1528)

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score

Get the complete analysis for TPE:5880

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$24.85
Price
NT$31.32
GF Value